Est. Earnings (1yr)
$41,438
Est. from national median (36 programs)
Est. Median Debt
$12,000
Est. from national median (10 programs)

Analysis

The estimated $12,000 debt load for Delta College's HVAC program—if accurate—would represent one of the better financial propositions in technical education. Peer programs nationally suggest this credential leads to first-year earnings around $41,400, producing a debt-to-earnings ratio of 0.29 that most financial advisors would consider quite manageable. The field itself is notably stable: with 273 programs nationwide, HVAC remains one of the most consistently offered technical credentials, and the work tends to be recession-resistant since heating and cooling systems require maintenance regardless of economic conditions.

The challenge here is uncertainty. Both the earnings and debt figures are estimates drawn from national medians because this specific program's graduate cohort was too small for the Department of Education to report actual outcomes. That makes it difficult to know whether Delta College's program specifically prepares students as well as the typical HVAC associate's degree, or whether its graduates face different debt burdens than the national average. The 35% Pell grant rate suggests the school serves many students watching every dollar, which makes accurate financial projections especially important.

For parents, the takeaway depends on your tolerance for ambiguity. If your child is mechanically inclined and committed to the trades, comparable HVAC programs suggest this could be a solid investment—particularly if Delta can confirm that its typical graduates actually match these estimated figures. Request placement rates and starting salaries from the program directly before committing.

Where Delta College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally

Compare to Similar Programs Nationally

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Delta CollegeUniversity Center$4,640$41,438*—$12,000*—
Hennepin Technical CollegeBrooklyn Park$5,881$65,592*$72,770$20,000*0.30
Oklahoma State University Institute of TechnologyOkmulgee$5,774$58,336*$55,647$11,500*0.20
Ivy Tech Community CollegeIndianapolis$4,912$57,323*$42,094$7,250*0.13
Minneapolis Community and Technical CollegeMinneapolis$6,128$56,191*$75,096$20,000*0.36
Monroe Community CollegeRochester$5,856$54,241*——*—
National Median—$41,438*—$17,500*0.42
* Estimated from similar programs

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Delta College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 36 similar programs. Actual outcomes may vary.