Analysis
A debt-to-earnings ratio of 0.49 seems manageable on paper, but the fuller picture reveals significant uncertainty. National peer programs suggest first-year earnings around $47,670 and debt near $23,424—reasonable numbers for a bachelor's degree. However, physics programs across Pennsylvania typically produce substantially different outcomes, with median earnings of $68,215. That's $20,000 more annually than what comparable national programs achieve, suggesting that East Stroudsburg's physics graduates might face either geographic disadvantages or program-specific challenges that affect early career prospects.
The wide gap between Pennsylvania's typical physics outcomes and national figures matters because many physics majors stay in-state or pursue opportunities in nearby metros. If your child expects to work in the Philadelphia or New York area—where physics skills command premium salaries—the estimated national baseline may significantly undervalue their actual earning potential. Conversely, if the program struggles with research opportunities, industry connections, or graduate school placement compared to Pennsylvania's stronger physics departments, those national estimates could prove optimistic.
For a physics degree where roughly half of graduates pursue advanced study, the key question isn't just first-year earnings—it's whether this program provides the foundation for competitive graduate admissions or direct industry entry. With limited actual data available, request specific information from East Stroudsburg about graduate school acceptance rates, research opportunities, and employer partnerships. Those concrete details will matter more than estimated medians when assessing whether this program justifies even moderate debt.
Where East Stroudsburg University of Pennsylvania Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Physics bachelors's programs at peer institutions in Pennsylvania (48 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,036 | $47,670* | — | $23,424* | — | |
| $66,104 | $68,215* | — | —* | — | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At East Stroudsburg University of Pennsylvania, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.