Analysis
A private liberal arts college charging substantially more than its peers, Elizabethtown saddles Human Services graduates with an estimated $43,125 in debt—about $7,000 above the state median and nearly $12,000 above the national benchmark. With first-year earnings from comparable Pennsylvania programs hovering around $35,000, that debt load translates to a ratio of 1.23, meaning graduates owe more than their entire first year of income. The picture improves by year four, when actual earnings data shows graduates reaching $45,584, but that four-year climb is standard across the field and doesn't justify the premium debt upfront.
The broader challenge is systemic: Human Services is a helping profession with entry-level salaries that simply don't align well with private college costs. Programs like Pennsylvania College of Technology produce similar outcomes while likely charging considerably less. Even Chestnut Hill College's graduates—earning $40,336 initially—suggest the field has limited upside that makes a $43,000+ debt load risky. These estimates are based on just a handful of Pennsylvania programs, so there's uncertainty, but the pattern is consistent: this field rewards commitment to service, not borrowing.
If your child is set on Human Services and specifically wants Elizabethtown's environment, understand you're paying for the college experience itself, not career ROI. The debt will take years to manage comfortably on a social services salary. Consider whether similar programs at public institutions might deliver comparable training at half the financial burden.
Where Elizabethtown College Stands
Earnings vs. debt across all human services bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Elizabethtown College | — | $45,584 | — |
| California State University-Monterey Bay | $37,501 | $52,771 | +41% |
| University of Delaware | $32,812 | $51,146 | +56% |
| Chestnut Hill College | $40,336 | $44,644 | +11% |
| Lincoln University | $34,374 | $42,919 | +25% |
Compare to Similar Programs in Pennsylvania
Human Services bachelors's programs at peer institutions in Pennsylvania (11 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,842 | $35,081* | $45,584 | $43,125* | — | |
| $39,410 | $40,336* | $44,644 | $43,125* | 1.07 | |
| $17,940 | $35,787* | — | $42,463* | 1.19 | |
| $12,512 | $34,374* | $42,919 | $37,500* | 1.09 | |
| $29,990 | $33,664* | — | $48,590* | 1.44 | |
| National Median | — | $36,630* | — | $31,573* | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Elizabethtown College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in PA. Actual outcomes may vary.