Analysis
With estimated debt of $23,120 and first-year earnings around $47,670 drawn from national physics programs, this represents a manageable debt-to-earnings ratio of 0.49—less than half of first-year income. That's considerably better than many bachelor's degrees, though parents should recognize these figures come from peer programs nationwide rather than tracked outcomes of Embry-Riddle Prescott physics graduates specifically.
The estimated earnings here align with the national median for physics bachelor's degrees but stand notably above Arizona's state median of $30,503. This gap likely reflects the broader aerospace and defense industry presence in Arizona that favors Embry-Riddle's specialized reputation. The school's 1256 average SAT score suggests a reasonably selective student body, and with only 17% of students receiving Pell grants, this is largely a middle-to-upper-income student population. The debt estimate, based on other programs at this institution, comes in slightly below the national physics median.
The practical limitation here is straightforward: without actual graduate outcomes, you're making an informed guess based on what happens at comparable schools. If your student is specifically drawn to Embry-Riddle's aerospace connections and physics applications in aviation, the institutional fit might justify the leap. But ask the admissions office directly about physics graduate placement—where students actually land jobs and at what salaries—before committing to a program whose outcomes remain officially unreported.
Where Embry-Riddle Aeronautical University-Prescott Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Arizona
Physics bachelors's programs at peer institutions in Arizona (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,204 | $47,670* | — | $23,120* | — | |
| — | $30,503* | — | —* | — | |
| $12,051 | $30,503* | $61,960 | $24,700* | 0.81 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Embry-Riddle Aeronautical University-Prescott, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.