Est. Earnings (1yr)
$42,758
Est. from IA median (22 programs)
Est. Median Debt
$27,000
Est. from IA median (20 programs)

Analysis

For a private religious college, the estimated $27,000 debt load appears manageable given that teaching programs across Iowa typically produce first-year earnings around $43,000. Based on comparable programs in the state, the debt-to-earnings ratio of 0.63 suggests graduates could expect to owe less than eight months of their first year's salary—a reasonable starting point for a profession with steady employment prospects and clear advancement paths through the salary schedule.

The challenge is context: with no actual outcomes data available for Emmaus specifically, you're relying entirely on what other Iowa teaching programs deliver. The state's top programs—places like Morningside and Luther—show first-year earnings $3,000 to $6,000 higher than the state median, which matters when you're planning a monthly budget. Emmaus serves a significant population of Pell grant recipients (40%), and while teaching offers loan forgiveness programs that can help with debt, you'd want to understand whether this particular program connects graduates to Iowa school districts that actively recruit and whether its biblical emphasis meshes with or limits employment options.

This isn't an alarming financial picture for teaching—the debt and projected earnings align with what's typical statewide. But without knowing Emmaus's actual placement rates or whether its graduates match or lag the state median, you're making a bet on comparability rather than evaluating proven results. Ask the college directly about recent graduate outcomes and where their teachers are finding jobs.

Where Emmaus Bible College Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Compare to Similar Programs in Iowa

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Iowa (27 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Emmaus Bible CollegeDubuque$20,000$42,758*$27,000*
Morningside UniversitySioux City$38,190$48,478*$43,020$27,000*0.56
Grand View UniversityDes Moines$33,450$46,547*$44,928$27,000*0.58
Luther CollegeDecorah$50,320$45,691*$40,953$27,000*0.59
Iowa State UniversityAmes$10,497$45,512*$44,376$25,000*0.55
University of IowaIowa City$10,964$45,015*$45,931$27,000*0.60
National Median$41,809*$26,000*0.62
* Estimated from similar programs

Career Paths

Occupations commonly associated with teacher education and professional development, specific levels and methods graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Middle School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the middle, intermediate, or junior high school level.

$62,970/yrJobs growth:Bachelor's degree

Kindergarten Teachers, Except Special Education

Teach academic and social skills to kindergarten students.

$62,310/yrJobs growth:Bachelor's degree

Elementary School Teachers, Except Special Education

Teach academic and social skills to students at the elementary school level.

$62,310/yrJobs growth:Bachelor's degree

Adult Basic Education, Adult Secondary Education, and English as a Second Language Instructors

Teach or instruct out-of-school youths and adults in basic education, literacy, or English as a Second Language classes, or in classes for earning a high school equivalency credential.

$59,950/yrJobs growth:Bachelor's degree

Preschool Teachers, Except Special Education

Instruct preschool-aged students, following curricula or lesson plans, in activities designed to promote social, physical, and intellectual growth.

$37,120/yrJobs growth:Associate's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

Self-Enrichment Teachers

Teach or instruct individuals or groups for the primary purpose of self-enrichment or recreation, rather than for an occupational objective, educational attainment, competition, or fitness.

Teachers and Instructors, All Other

All teachers and instructors not listed separately.

Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education

Assist a preschool, elementary, middle, or secondary school teacher with instructional duties. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Emmaus Bible College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in IA. Actual outcomes may vary.