Liberal Arts and Sciences, General Studies and Humanities at Endicott College
Bachelor's Degree
Analysis
Endicott delivers something rare for a general studies program: genuinely strong first-year earnings ($45,277) paired with exceptionally manageable debt ($15,456). That debt-to-earnings ratio of 0.34 means graduates carry less than five months of salary in loans—well below the concerning threshold and among the lowest nationally for this field. While the program ranks in the 60th percentile among Massachusetts schools, that's actually impressive context: it's outperforming the state median of $39,140 and trailing primarily elite institutions like MIT and Bentley, whose liberal arts programs attract very different student populations.
The earnings trajectory deserves attention—the slight dip to $44,540 by year four suggests these grads aren't climbing typical career ladders immediately after graduation. However, that's less alarming when you consider they're starting from a position well above both national ($36,340) and state benchmarks, with minimal debt burden limiting their career flexibility. For a program at a school with 72% admission rates, these outcomes punch above their weight.
The practical takeaway: if your child is considering a general studies path, Endicott offers a genuinely low-risk entry point. The modest debt means they won't face the financial pressure that forces poor career decisions, and they're starting with earnings that already exceed what most liberal arts graduates achieve years into their careers. The moderate sample size warrants some caution, but this looks like solid value for families prioritizing both accessibility and financial stability.
Where Endicott College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Endicott College graduates compare to all programs nationally
Endicott College graduates earn $45k, placing them in the 90th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Massachusetts (45 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Endicott College | $45,277 | $44,540 | $15,456 | 0.34 |
| Massachusetts Institute of Technology | $103,135 | — | $11,935 | 0.12 |
| Bentley University | $72,333 | $87,110 | $26,000 | 0.36 |
| Regis College | $52,559 | — | $27,000 | 0.51 |
| Worcester State University | $43,996 | — | $23,907 | 0.54 |
| Bay Path University | $41,141 | $40,309 | $29,572 | 0.72 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Massachusetts Institute of Technology Cambridge | $60,156 | $103,135 | $11,935 |
| Bentley University Waltham | $58,150 | $72,333 | $26,000 |
| Regis College Weston | $47,770 | $52,559 | $27,000 |
| Worcester State University Worcester | $11,286 | $43,996 | $23,907 |
| Bay Path University Longmeadow | $37,227 | $41,141 | $29,572 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Endicott College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 53 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.