Analysis
The debt load here looks manageable—$13,000 for an associate's degree is reasonable, especially in a field where hands-on credentials translate quickly to paychecks. National benchmarks for construction engineering technology programs suggest first-year earnings around $56,000, and this program's fourth-year figure of $75,930 shows meaningful progression. That jump from year one to year four is substantial and indicates the field rewards experience, which makes sense in construction management roles where you're coordinating projects and crews rather than swinging hammers.
The debt-to-earnings ratio of 0.23 means graduates could theoretically pay off their loans in about three months of gross income, though real life doesn't work quite that cleanly. Still, it's a favorable starting point compared to many other programs. The real value proposition here is getting into a growing field without the time and expense of a four-year degree. Construction is one of those sectors where employers care more about your ability to read blueprints, manage subcontractors, and keep projects on schedule than whether you spent four years or two in school.
If your child is mechanically inclined and wants to work in construction without being physically on-site every day, this path makes financial sense. The numbers suggest you're looking at solid middle-class earnings without crushing debt—just understand these figures come from peer programs nationally, not Ferris State specifically.
Where Ferris State University Stands
Earnings vs. debt across all construction engineering technologies associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ferris State University | — | $75,930 | — |
| Oklahoma State University Institute of Technology | $76,154 | $90,703 | +19% |
| University of Akron Main Campus | $67,439 | $78,325 | +16% |
| Lake Area Technical College | $75,253 | $69,774 | -7% |
| Hudson Valley Community College | $44,162 | $52,517 | +19% |
Compare to Similar Programs Nationally
Construction Engineering Technologies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,630 | $55,979* | $75,930 | $13,000 | — | |
| $5,774 | $76,154* | $90,703 | $12,000 | 0.16 | |
| $6,718 | $75,253* | $69,774 | $12,000 | 0.16 | |
| $12,799 | $67,439* | $78,325 | $24,709 | 0.37 | |
| $17,940 | $44,518* | $40,651 | $16,095 | 0.36 | |
| $6,694 | $44,162* | $52,517 | — | — | |
| National Median | — | $55,978* | — | $12,562 | 0.22 |
Career Paths
Occupations commonly associated with construction engineering technologies graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ferris State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.