Cosmetology at Florida Academy
Undergraduate Certificate or Diploma
Analysis
Florida Academy graduates start at just $16,245 but see earnings jump 65% to nearly $27,000 by year four—the most substantial growth we've seen in Florida cosmetology programs. While that first-year figure sits at the median for both Florida and national cosmetology programs, the trajectory suggests graduates are building clientele and developing their careers more successfully than most. The debt picture is genuinely attractive: at $6,404, it's roughly a third of what typical Florida cosmetology students borrow, ranking in the 95th percentile nationally (meaning only 5% of programs have higher debt). That translates to manageable payments even during the lean first year.
The challenge is the low starting point—$16,245 doesn't leave much room for living expenses while establishing yourself. Compare this to Florida State College at Jacksonville graduates who earn $29,668 right out of the gate, nearly double Florida Academy's first-year figure. However, the minimal debt load partially offsets this disadvantage. Nearly half of students here receive Pell grants, and keeping those students from accumulating crushing debt while learning their trade is no small feat.
For a student serious about cosmetology who needs to minimize borrowing, this program delivers career momentum without the debt trap that plagues many beauty school graduates. The real earnings come after building a client base, and Florida Academy students aren't saddled with loan payments that eat up those later gains.
Where Florida Academy Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Florida Academy graduates compare to all programs nationally
Florida Academy graduates earn $16k, placing them in the 40th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Cosmetology certificate's programs at peer institutions in Florida (127 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Florida Academy | $16,245 | $26,868 | $6,404 | 0.39 |
| Florida State College at Jacksonville | $29,668 | $16,935 | $13,577 | 0.46 |
| Palm Beach State College | $24,361 | $29,926 | $9,500 | 0.39 |
| Pensacola State College | $23,911 | $19,755 | $5,500 | 0.23 |
| Suncoast Technical College | $22,662 | — | — | — |
| Tom P. Haney Technical College | $22,028 | $18,101 | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Florida State College at Jacksonville Jacksonville | $2,878 | $29,668 | $13,577 |
| Palm Beach State College Lake Worth | $3,050 | $24,361 | $9,500 |
| Pensacola State College Pensacola | $2,348 | $23,911 | $5,500 |
| Suncoast Technical College Sarasota | — | $22,662 | — |
| Tom P. Haney Technical College Panama City | — | $22,028 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Academy, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 124 graduates with reported earnings and 139 graduates with debt data. Small samples may not be representative.