Median Earnings (1yr)
$16,245
40th percentile (40th in FL)
Median Debt
$6,404
35% below national median
Debt-to-Earnings
0.39
Manageable
Sample Size
124
Adequate data

Analysis

Florida Academy graduates start at just $16,245 but see earnings jump 65% to nearly $27,000 by year four—the most substantial growth we've seen in Florida cosmetology programs. While that first-year figure sits at the median for both Florida and national cosmetology programs, the trajectory suggests graduates are building clientele and developing their careers more successfully than most. The debt picture is genuinely attractive: at $6,404, it's roughly a third of what typical Florida cosmetology students borrow, ranking in the 95th percentile nationally (meaning only 5% of programs have higher debt). That translates to manageable payments even during the lean first year.

The challenge is the low starting point—$16,245 doesn't leave much room for living expenses while establishing yourself. Compare this to Florida State College at Jacksonville graduates who earn $29,668 right out of the gate, nearly double Florida Academy's first-year figure. However, the minimal debt load partially offsets this disadvantage. Nearly half of students here receive Pell grants, and keeping those students from accumulating crushing debt while learning their trade is no small feat.

For a student serious about cosmetology who needs to minimize borrowing, this program delivers career momentum without the debt trap that plagues many beauty school graduates. The real earnings come after building a client base, and Florida Academy students aren't saddled with loan payments that eat up those later gains.

Where Florida Academy Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Florida AcademyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Florida Academy graduates compare to all programs nationally

Florida Academy graduates earn $16k, placing them in the 40th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Cosmetology certificate's programs at peer institutions in Florida (127 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida Academy$16,245$26,868$6,4040.39
Florida State College at Jacksonville$29,668$16,935$13,5770.46
Palm Beach State College$24,361$29,926$9,5000.39
Pensacola State College$23,911$19,755$5,5000.23
Suncoast Technical College$22,662
Tom P. Haney Technical College$22,028$18,101
National Median$17,113$9,8620.58

Other Cosmetology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida State College at Jacksonville
Jacksonville
$2,878$29,668$13,577
Palm Beach State College
Lake Worth
$3,050$24,361$9,500
Pensacola State College
Pensacola
$2,348$23,911$5,500
Suncoast Technical College
Sarasota
$22,662
Tom P. Haney Technical College
Panama City
$22,028

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Academy, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 124 graduates with reported earnings and 139 graduates with debt data. Small samples may not be representative.