Median Earnings (1yr)
$28,989
11th percentile (40th in FL)
Median Debt
$9,500
7% below national median
Debt-to-Earnings
0.33
Manageable
Sample Size
1364
Adequate data

Analysis

This HVAC program at Florida Career College-Margate delivers below-average earnings despite reasonable debt levels. Graduates earn $28,989 in their first year—significantly below both the national median of $35,749 and Florida's median of $31,997 for similar programs. While the program ranks in the 40th percentile among Florida HVAC programs (middle of the pack for the state), it sits in just the 11th percentile nationally, indicating substantial underperformance compared to programs across the country.

The debt picture is more encouraging, with graduates owing a median of $9,500—right at Florida's median and below the national average. The debt-to-earnings ratio of 0.33 is manageable, meaning graduates can theoretically pay off their loans in about 4 months of gross earnings. Earnings do grow 18% by year four to $34,093, but this still lags behind what top Florida programs achieve initially.

The concerning gap becomes clear when comparing to Florida's best performers: Manatee Technical College graduates start at $45,926—63% higher than this program's first-year earnings. For parents considering this investment, the program offers affordable training but produces graduates who earn substantially less than peers from stronger HVAC programs within the same state, suggesting better options exist nearby.

Where Florida Career College-Margate Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

Florida Career College-MargateOther heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Florida Career College-Margate graduates compare to all programs nationally

Florida Career College-Margate graduates earn $29k, placing them in the 11th percentile of all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in Florida (66 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida Career College-Margate$28,989$34,093$9,5000.33
Manatee Technical College$45,926
Fort Myers Technical College$44,343$40,799
Palm Beach State College$42,882$47,263
Indian River State College$41,239$36,009
Charlotte Technical College$40,977
National Median$35,749$10,2230.29

Other Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Manatee Technical College
Bradenton
$45,926
Fort Myers Technical College
Fort Myers
$44,343
Palm Beach State College
Lake Worth
$3,050$42,882
Indian River State College
Fort Pierce
$2,764$41,239
Charlotte Technical College
Port Charlotte
$3,100$40,977

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Career College-Margate, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 1364 graduates with reported earnings and 1556 graduates with debt data. Small samples may not be representative.