Analysis
A business bachelor's with first-year earnings around $50,700 and debt near $26,500 lands exactly at national medians for this field—suggesting Florida Memorial's program tracks with typical outcomes nationwide, even though we're working from estimated rather than reported figures. The debt-to-earnings ratio of 0.52 means graduates would need about half their first-year salary to cover what they borrowed, which is manageable compared to many bachelor's programs.
The real question is whether this represents solid value for a school where two-thirds of students receive Pell grants. Business degrees are meant to be practical credentials that translate directly into employment, and starting at $50,700 gives graduates real earning power in Miami's job market. However, with 66% of students qualifying for need-based aid, that $26,500 debt load hits harder for families without financial cushion. The absence of reported data from any Florida business programs makes state-level comparison impossible, but nationally, this combination of earnings and debt sits squarely in the middle of the pack.
For families considering Florida Memorial, the estimated figures suggest neither a red flag nor a standout opportunity—just a straightforward business degree with mainstream financial outcomes. If your student is drawn to this HBCU's environment and support systems, the projected numbers shouldn't derail that decision, but they also don't make a compelling financial case on their own.
Where Florida Memorial University Stands
Earnings vs. debt across all business, management, marketing, bachelors's programs nationally
Compare to Similar Programs Nationally
Business, Management, Marketing, bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
 Florida Memorial UniversityMiami Gardens | $19,110 | $50,740* | — | $26,500* | — |
 University of Minnesota-CrookstonCrookston | $13,120 | $82,115* | — | $29,062* | 0.35 |
 Southern New Hampshire UniversityManchester | $16,450 | $80,842* | — | $15,697* | 0.19 |
 Wentworth Institute of TechnologyBoston | $41,010 | $73,382* | $78,432 | $27,000* | 0.37 |
 Worcester Polytechnic InstituteWorcester | $59,070 | $72,850* | $89,485 | $26,500* | 0.36 |
 Bentley UniversityWaltham | $58,150 | $70,365* | $89,440 | $26,000* | 0.37 |
| National Median | — | $50,740* | — | $26,000* | 0.51 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Memorial University, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 31 similar programs. Actual outcomes may vary.