Analysis
An interdisciplinary associate's degree typically represents a flexible credential that allows students to sample different fields—but that flexibility comes with trade-offs. Similar programs nationally suggest graduates earn around $36,000 in their first year, with debt loads near $13,000. That 0.36 debt-to-earnings ratio falls comfortably within manageable territory, meaning students would owe roughly four months of their first-year salary.
The challenge with these programs isn't the debt burden—it's what the degree actually qualifies you to do. Interdisciplinary studies at the associate level often functions as a general education credential rather than direct job training, which may explain why earnings cluster at this level nationally regardless of where students attend. For context, Texas has only nine schools offering this program, suggesting it fills a niche role rather than serving as a primary pathway in the state's community college system.
If your child has a clear career goal, a more targeted associate's degree in that specific field would likely serve them better. But if they're using this as a stepping stone toward a bachelor's degree or need the scheduling flexibility that interdisciplinary programs often provide, the estimated debt load won't create a financial trap. Just understand that the degree itself may not open many doors without additional credentials or experience.
Where Frank Phillips College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,712 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frank Phillips College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.