Analysis
A debt-to-earnings ratio of 0.75 sounds reasonable on paper, but the underlying numbers tell a more sobering story. Based on similar interdisciplinary bachelor's programs nationally, Franklin Pierce graduates can expect to earn around $35,000 in their first year while carrying roughly $26,500 in debt—figures that align closely with national medians for this field. That salary translates to about $2,900 monthly before taxes, meaning loan payments would consume a meaningful chunk of take-home pay for years.
The real concern isn't the debt level itself but what these estimated earnings suggest about career trajectory. Interdisciplinary studies programs, by their nature, prepare students broadly rather than for specific professions, which can mean slower salary progression and less predictable career outcomes. The national benchmark puts 75th percentile earners at just $40,200—suggesting even high performers in this field face modest earnings potential in those crucial early career years when debt looms largest.
For parents, this means having frank conversations about post-graduation plans. Without a clear professional pathway or graduate school intentions, a generic bachelor's degree at these estimated cost levels represents a financial gamble. The 90% admission rate and modest test scores suggest Franklin Pierce may not provide the networking advantages that sometimes justify higher costs. If your student is set on this program, pushing for merit aid to reduce that debt load below $20,000 would substantially improve the math.
Where Franklin Pierce University Stands
Earnings vs. debt across all multi-/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs Nationally
Multi-/Interdisciplinary Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,963 | $35,282* | — | $26,500* | — | |
| $62,180 | $74,734* | $78,295 | $24,960* | 0.33 | |
| $15,580 | $60,897* | $39,309 | —* | — | |
| $8,179 | $60,513* | — | —* | — | |
| $46,140 | $57,906* | $58,631 | $31,142* | 0.54 | |
| $16,400 | $50,454* | — | $23,369* | 0.46 | |
| National Median | — | $35,282* | — | $26,000* | 0.74 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Franklin Pierce University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.