Analysis
With an estimated $12,563 in debt to reach first-year earnings around $56,000, this construction technology program appears to offer a manageable financial path—though parents should understand these figures come from national peer programs rather than Frederick Community College's own graduates. The debt-to-earnings ratio of 0.22 suggests borrowers could theoretically pay off their loans in under three months of gross income, which puts this squarely in "good investment" territory if the estimates hold true.
The challenge is that Frederick Community College is the only school in Maryland offering this associate degree, making local comparisons impossible. Nationally, similar construction technology programs range from the $56,000 baseline up to $73,000 at the 75th percentile, suggesting this field rewards additional credentials, experience, or geographic mobility. Construction trades remain strong in the Mid-Atlantic region, and an associate degree can provide technical knowledge that separates graduates from workers with only on-the-job training.
The practical takeaway: if your child is mechanically inclined and interested in the building trades, this program's estimated debt load shouldn't be a barrier to entry. However, the lack of actual graduate data means you're betting on your child matching outcomes from peer programs elsewhere. Visit the campus, talk to faculty about job placement, and confirm that local construction firms actually recruit from this specific program before committing.
Where Frederick Community College Stands
Earnings vs. debt across all construction engineering technologies associates's programs nationally
Compare to Similar Programs Nationally
Construction Engineering Technologies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,772 | $55,979* | — | $12,563* | — | |
| $5,774 | $76,154* | $90,703 | $12,000* | 0.16 | |
| $6,718 | $75,253* | $69,774 | $12,000* | 0.16 | |
| $12,799 | $67,439* | $78,325 | $24,709* | 0.37 | |
| $17,940 | $44,518* | $40,651 | $16,095* | 0.36 | |
| $6,694 | $44,162* | $52,517 | —* | — | |
| National Median | — | $55,978* | — | $12,562* | 0.22 |
Career Paths
Occupations commonly associated with construction engineering technologies graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frederick Community College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.