Median Earnings (1yr)
$77,192
84th percentile (60th in NY)
Median Debt
$25,500
23% above national median
Debt-to-Earnings
0.33
Manageable
Sample Size
37
Adequate data

Analysis

Fulton-Montgomery's nursing graduates start strong—earning $77,192 in their first year puts them well above both the national median ($68,409) and New York's median ($73,415). The debt load of $25,500 is quite manageable, translating to just 33 cents owed for every dollar earned in that first year. However, this initial advantage doesn't hold. By year four, earnings drop to $68,092, a 12% decline that lands graduates below where they started and closer to the national average.

This earnings trajectory matters because New York nursing is generally high-paying, with top programs like Cochran School of Nursing and CUNY Hostos consistently delivering six-figure salaries. While Fulton-Montgomery performs solidly at the 60th percentile among New York nursing programs, that declining earnings pattern suggests graduates may be starting in higher-paying acute care positions but transitioning to different roles or settings over time. The debt remains reasonable regardless, keeping this program financially viable even with the earnings dip.

For a family focused on immediate job placement and manageable debt, this program delivers. Your child will likely start earning well right away and won't be burdened by heavy loans. Just recognize that unlike some nursing programs where earnings grow steadily, this one peaks early—what looks like an $77K career in year one becomes closer to $68K by year four.

Where Fulton-Montgomery Community College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Fulton-Montgomery Community CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Fulton-Montgomery Community College graduates compare to all programs nationally

Fulton-Montgomery Community College graduates earn $77k, placing them in the 84th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in New York (64 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Fulton-Montgomery Community College$77,192$68,092$25,5000.33
Cochran School of Nursing$102,553$103,069$26,7580.26
CUNY Hostos Community College$97,888$95,978$11,4330.12
Swedish Institute a College of Health Sciences$97,085$112,047$34,7500.36
Helene Fuld College of Nursing$92,475$98,150$27,7750.30
Montefiore School of Nursing$89,648—$26,1250.29
National Median$68,409—$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cochran School of Nursing
Yonkers
—$102,553$26,758
CUNY Hostos Community College
Bronx
$5,208$97,888$11,433
Swedish Institute a College of Health Sciences
New York
$26,041$97,085$34,750
Helene Fuld College of Nursing
New York
$24,648$92,475$27,775
Montefiore School of Nursing
Mount Vernon
—$89,648$26,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Fulton-Montgomery Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.