Entrepreneurial and Small Business Operations at Gateway Technical College
Undergraduate Certificate or Diploma
gtc.eduAnalysis
A debt load near $19,000 for a certificate program that leads to roughly $42,000 in first-year earnings isn't catastrophic, but it warrants careful consideration—especially since these figures are estimates drawn from peer programs nationally rather than actual outcomes from Gateway Tech's graduates. The 0.45 debt-to-earnings ratio suggests manageable but not negligible repayment pressure for someone just starting a business or working in small business operations.
What makes this challenging to evaluate is that entrepreneurial programs produce wildly varied outcomes depending on what students do after graduation. Similar programs nationally cluster around $42,000 in earnings, but that figure likely captures graduates working for others rather than launching their own ventures. If your child plans to start a business immediately, early income could be much lower—or much higher—than these estimates suggest. The debt becomes more concerning if they're bootstrapping a startup with minimal initial revenue.
The uncertainty here cuts both ways. Gateway Tech may deliver better outcomes than these national estimates suggest, or worse—there's simply no way to know without reported data. What you can determine is whether your child needs this credential at all: many entrepreneurs succeed without formal business certificates, and $19,000 in debt for self-employment skills is a meaningful burden. If they're set on formal training, pressing Gateway Tech's career services for actual placement data and typical graduate paths would be essential before committing.
Where Gateway Technical College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs in Wisconsin
Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Wisconsin (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,853 | $41,685* | — | $18,788* | — | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gateway Technical College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.