Analysis
A debt load around $10,370 for an associate's degree in fire protection positions graduates reasonably well, particularly when peer programs nationally suggest first-year earnings near $56,000. That 0.19 debt-to-earnings ratio falls comfortably within what most financial advisors consider manageable—meaning your child would owe less than 20 cents for every dollar earned in that first year. For context, Wisconsin programs in this field typically carry similar debt levels (around $10,000 median), suggesting Gateway's costs align with state norms rather than representing an outlier.
The challenge here is that with small class sizes triggering data suppression, we're working entirely from estimates based on comparable fire protection programs nationally. The $56,000 figure comes from other associate-level fire protection programs across the country, not Gateway's actual graduate outcomes. Fire protection earnings can vary significantly based on local hiring markets, civil service exam performance, and whether graduates land municipal positions versus private sector roles. Wisconsin's firefighter job market and starting salaries may differ from national patterns.
For families comfortable with this uncertainty, the fundamental math looks sound: modest debt relative to the earning potential in emergency services. But without school-specific outcomes data, you're essentially betting that Gateway's program performs similarly to its national peers—a reasonable assumption for a technical field with standard certifications, but still an assumption worth acknowledging before writing the tuition check.
Where Gateway Technical College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,853 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gateway Technical College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.