Cosmetology at Georgia Career Institute
Undergraduate Certificate or Diploma
Analysis
Georgia Career Institute's cosmetology program stands out for keeping debt manageable while positioning graduates for solid income growth in a field where earnings can vary dramatically by location and career path. At $10,222 in median debt—well below Georgia's typical $12,831 for cosmetology programs—students here graduate with less financial burden than peers at most state schools.
The earnings trajectory tells an encouraging story. While first-year earnings of $17,041 sit near national averages, graduates see meaningful 29% income growth by year four, reaching $22,051. Among Georgia's 45 cosmetology programs, this ranks in the 60th percentile for earnings—respectable performance in a competitive state market. The debt-to-earnings ratio of 0.60 means graduates can realistically manage loan payments on entry-level salon wages.
However, context matters: even the top cosmetology programs in Georgia rarely exceed $23,000 in median earnings, reflecting the field's income ceiling. This program delivers solid preparation without excessive debt, making it a reasonable choice for students committed to beauty careers. The combination of below-average debt and above-average state performance creates a foundation for financial stability, though families should understand that cosmetology success often depends heavily on building a client base and potentially opening your own business down the road.
Where Georgia Career Institute Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Georgia Career Institute graduates compare to all programs nationally
Georgia Career Institute graduates earn $17k, placing them in the 49th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Georgia
Cosmetology certificate's programs at peer institutions in Georgia (45 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Georgia Career Institute | $17,041 | $22,051 | $10,222 | 0.60 |
| Lanier Technical College | $22,686 | $23,453 | — | — |
| Atlanta School of Massage | $20,792 | — | $11,555 | 0.56 |
| International School of Skin Nailcare & Massage Therapy | $20,551 | $19,533 | $9,398 | 0.46 |
| South Georgia Technical College | $20,501 | — | — | — |
| Wiregrass Georgia Technical College | $19,659 | $17,642 | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Georgia
Compare tuition, earnings, and debt across Georgia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Lanier Technical College Gainesville | $3,716 | $22,686 | — |
| Atlanta School of Massage Atlanta | — | $20,792 | $11,555 |
| International School of Skin Nailcare & Massage Therapy Sandy Springs | — | $20,551 | $9,398 |
| South Georgia Technical College Americus | $3,782 | $20,501 | — |
| Wiregrass Georgia Technical College Valdosta | $3,212 | $19,659 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgia Career Institute, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 375 graduates with reported earnings and 509 graduates with debt data. Small samples may not be representative.