Analysis
Georgia Career Institute's cosmetology program stands out for keeping debt manageable while positioning graduates for solid income growth in a field where earnings can vary dramatically by location and career path. At $10,222 in median debt—well below Georgia's typical $12,831 for cosmetology programs—students here graduate with less financial burden than peers at most state schools.
The earnings trajectory tells an encouraging story. While first-year earnings of $17,041 sit near national averages, graduates see meaningful 29% income growth by year four, reaching $22,051. Among Georgia's 45 cosmetology programs, this ranks in the 60th percentile for earnings—respectable performance in a competitive state market. The debt-to-earnings ratio of 0.60 means graduates can realistically manage loan payments on entry-level salon wages.
However, context matters: even the top cosmetology programs in Georgia rarely exceed $23,000 in median earnings, reflecting the field's income ceiling. This program delivers solid preparation without excessive debt, making it a reasonable choice for students committed to beauty careers. The combination of below-average debt and above-average state performance creates a foundation for financial stability, though families should understand that cosmetology success often depends heavily on building a client base and potentially opening your own business down the road.
Where Georgia Career Institute Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Georgia Career Institute graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Georgia Career Institute | $17,041 | $22,051 | +29% |
| Gwinnett Technical College | $18,291 | $28,112 | +54% |
| Columbus Technical College | $19,094 | $27,211 | +43% |
| Elaine Sterling Institute | $15,263 | $24,675 | +62% |
| Keune Academy by 124 | $19,319 | $24,558 | +27% |
Compare to Similar Programs in Georgia
Cosmetology certificate's programs at peer institutions in Georgia (45 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| — | $17,041 | $22,051 | $10,222 | 0.60 | |
| $3,716 | $22,686 | $23,453 | — | — | |
| — | $20,792 | — | $11,555 | 0.56 | |
| — | $20,551 | $19,533 | $9,398 | 0.46 | |
| $3,782 | $20,501 | — | — | — | |
| $3,212 | $19,659 | $17,642 | — | — | |
| National Median | — | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgia Career Institute, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 375 graduates with reported earnings and 509 graduates with debt data. Small samples may not be representative.