Analysis
Georgia College's physics program punches well above its weight, with first-year earnings of $62,478 placing it in the 95th percentile nationally—$15,000 above the typical physics bachelor's graduate and double what Georgia State's physics majors earn. While the school's $23,424 debt figure is estimated from similar institutions nationally (the graduate sample here is too small for the DOE to publish), comparable physics programs across the country carry nearly identical debt loads at $23,304, suggesting this estimate is reasonable. That debt-to-earnings ratio of 0.37 means graduates would owe roughly four and a half months of their first-year salary.
This outcome is particularly impressive given Georgia College's 88% admission rate and modest average SAT of 1150—this isn't a hyperselective program skimming the top of the applicant pool. The earnings advantage suggests strong placement outcomes, whether graduates are entering industry positions, research roles, or technical fields where physics training commands premium pay. At 80th percentile within Georgia, the program is clearly doing something right compared to other in-state options.
The uncertainty around the exact debt figure shouldn't overshadow the standout earnings performance. Even if actual debt ran 20% higher than estimated, the program would still offer one of the stronger financial outcomes in physics education. For families concerned about STEM degree value, this program delivers measurably better results than most alternatives.
Where Georgia College & State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Earnings Distribution
How Georgia College & State University graduates compare to all programs nationally
Compare to Similar Programs in Georgia
Physics bachelors's programs at peer institutions in Georgia (20 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,998 | $62,478 | — | $23,424* | — | |
| $8,478 | $31,001 | $50,281 | $26,296* | 0.85 | |
| National Median | — | $47,670 | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgia College & State University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 19 graduates with reported earnings and 17 graduates with debt data. Small samples may not be representative.