Analysis
A debt-to-earnings ratio of 0.56 tells a relatively manageable story, even though we're working with national estimates rather than Goldey-Beacom's actual graduate outcomes. Based on comparable entrepreneurial programs nationwide, first-year earnings of $45,265 against $25,396 in debt means graduates would need to dedicate roughly 56% of their first year's salary to clear their loans—challenging but within the range where financial recovery is realistic.
The uncertainty here matters significantly: Delaware's other entrepreneurial program (University of Delaware) reports actual first-year earnings of $52,185, nearly $7,000 higher than the national baseline we're using as a proxy. Whether Goldey-Beacom's graduates land closer to that state median or below the national average makes a meaningful difference in repayment timelines. The college's 39% Pell grant population suggests it serves students who may need every dollar of that potential earnings boost, making the $7,000 gap between state and national figures more than academic.
For an anxious parent, the question is whether a small business degree justifies moderate debt when outcomes are unclear. The national benchmarks suggest neither exceptional returns nor disaster, but without school-specific data, you're betting that Goldey-Beacom's regional connections and business network can deliver Delaware-level outcomes rather than leaving graduates tracking toward the lower national baseline. That $7,000 swing represents the difference between comfortable repayment and financial strain in those critical early years.
Where Goldey-Beacom College Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Delaware
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Delaware (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,440 | $45,265* | — | $25,396* | — | |
| $16,080 | $52,185* | — | —* | — | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Goldey-Beacom College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.