Median Earnings (1yr)
$35,205
35th percentile
Median Debt
$36,149
14% above national median
Debt-to-Earnings
1.03
Elevated
Sample Size
39
Adequate data

Analysis

Grace Christian University's Human Services program produces graduates earning $35,205 in their first year—below the national median but exactly matching Michigan's state median. What matters more for families is the context: this is one of only two schools offering this bachelor's in Michigan, and it ranks in the 60th percentile statewide. The narrow availability means direct in-state comparisons are limited, but against national benchmarks, this program sits solidly in the middle of the pack.

The debt picture requires attention. Graduates carry $36,149 in loans against that $35,205 starting salary, creating a debt-to-earnings ratio just over 1.0. While the debt level itself is only slightly above the national median for Human Services programs, the ratio suggests first-year budgets will be tight. For perspective, many financial aid experts recommend keeping this ratio under 1.0, and graduates here are just over that threshold. The school serves a large population of Pell-eligible students (50%), which often correlates with higher financial need.

For families considering this program, the calculation is straightforward: you're getting access to one of Michigan's few Human Services bachelor's programs, with outcomes that match state averages but trail national performance. The debt load is manageable but not comfortable. If staying in Michigan is the priority and your student is committed to human services work, this delivers predictable if modest returns.

Where Grace Christian University Stands

Earnings vs. debt across all human services bachelors's programs nationally

Grace Christian UniversityOther human services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Grace Christian University graduates compare to all programs nationally

Grace Christian University graduates earn $35k, placing them in the 35th percentile of all human services bachelors programs nationally.

Compare to Similar Programs in Michigan

Human Services bachelors's programs at peer institutions in Michigan (2 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Grace Christian University$35,205$36,1491.03
National Median$36,630$31,5730.86

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Grace Christian University, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.