Median Earnings (1yr)
$67,281
95th percentile (60th in MA)
Median Debt
$8,859
40% below national median
Debt-to-Earnings
0.13
Manageable
Sample Size
66
Adequate data

Analysis

Greater Lowell Technical School's practical nursing program delivers something rare: exceptionally low debt paired with top-tier earnings. At just $8,859 in median debt, graduates carry roughly 60% less than the national average for this credential, while starting salaries of $67,281 land them near the top of both national (95th percentile) and state rankings (60th percentile in Massachusetts). This combination yields a debt-to-earnings ratio of 0.13—meaning graduates could theoretically pay off their entire debt load with less than two months of work.

The slight earnings dip to $63,217 by year four shouldn't overshadow the program's fundamental strengths. Practical nurses often switch between settings (hospitals, nursing homes, outpatient clinics) based on work-life preferences rather than pure salary maximization, and even with this decline, four-year earnings remain well above state and national medians. In Massachusetts' competitive nursing market, this program ranks second in starting salary among practical nursing programs, trailing only Shawsheen Valley by a few thousand dollars while maintaining similarly low debt levels.

For families weighing vocational credentials versus four-year degrees, this program demonstrates the value of targeted technical training. With open admission and a third of students receiving Pell grants, Greater Lowell provides an accessible pathway to middle-class earnings without the debt burden that often accompanies traditional college programs.

Where Greater Lowell Technical School Stands

Earnings vs. debt across all practical nursing, vocational nursing and nursing assistants certificate's programs nationally

Greater Lowell Technical SchoolOther practical nursing, vocational nursing and nursing assistants programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Greater Lowell Technical School graduates compare to all programs nationally

Greater Lowell Technical School graduates earn $67k, placing them in the 95th percentile of all practical nursing, vocational nursing and nursing assistants certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Practical Nursing, Vocational Nursing and Nursing Assistants certificate's programs at peer institutions in Massachusetts (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Greater Lowell Technical School$67,281$63,217$8,8590.13
Shawsheen Valley School of Practical Nursing$72,230$67,379$9,3970.13
Southern Worcester County Regional Vocational School District$67,498$9,5000.14
Mount Wachusett Community College$62,720$55,047$14,4350.23
Southeastern Technical Institute$62,482$59,818$14,4990.23
Greenfield Community College$56,658$54,433$12,1230.21
National Median$44,134$14,8030.34

Other Practical Nursing, Vocational Nursing and Nursing Assistants Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Shawsheen Valley School of Practical Nursing
Billerica
$72,230$9,397
Southern Worcester County Regional Vocational School District
Charlton
$67,498$9,500
Mount Wachusett Community College
Gardner
$6,000$62,720$14,435
Southeastern Technical Institute
South Easton
$62,482$14,499
Greenfield Community College
Greenfield
$5,810$56,658$12,123

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Greater Lowell Technical School, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 66 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.