Analysis
In Massachusetts, fire protection programs typically produce first-year earnings around $91,000—substantially higher than the national benchmark this estimate is drawn from. That gap matters. While the estimated $56,000 still covers the projected $10,370 debt comfortably (less than three months of gross pay), comparable programs in-state suggest graduates could be leaving significant earning potential on the table.
The difference likely reflects Massachusetts' strong union presence and higher cost of living, both of which push fire service salaries well above national averages. North Shore Community College, for instance, reports actual earnings of $91,000 for its fire protection graduates—a figure that's 62% higher than what peer programs nationally suggest. If Greenfield's outcomes track closer to state norms than national ones, the value proposition improves dramatically. But with no actual data to confirm where Greenfield's graduates land, you're essentially betting on geography.
For a manageable debt load, this uncertainty is less risky than it would be with $40,000 in loans. But given that other Massachusetts community colleges are producing fire service graduates earning substantially more, ask the program directly about job placement rates and typical starting positions. If most graduates are securing municipal firefighter roles in Massachusetts rather than positions in other states, the investment likely makes sense.
Where Greenfield Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in Massachusetts
Fire Protection associates's programs at peer institutions in Massachusetts (12 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,810 | $56,004* | — | $10,370* | — | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Greenfield Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.