Analysis
A debt-to-earnings ratio of 0.22 suggests reasonable financial footing for this associate degree—based on comparable construction engineering technology programs nationally, graduates carry roughly $12,500 in debt against first-year earnings near $56,000. That's less than three months' salary to pay off the credential, which puts this squarely in "manageable investment" territory for technical training.
The challenge here is Guam's unique market. While peer programs across the mainland produce these earnings figures, Guam's construction sector operates under different economic conditions—higher material costs, federal contracting dynamics, and a smaller but potentially specialized job market. The program serves a heavily Pell-eligible student body (52%), suggesting it's accessible to families who need affordable pathways into skilled trades. Construction technology skills are portable and in demand, but whether local opportunities match national patterns is the real question mark with these estimated figures.
For parents, the core question isn't whether the debt load is reasonable—it clearly is by national standards. It's whether Guam's construction industry can deliver those $56,000 first-year outcomes, or whether graduates need mainland mobility to hit those numbers. Connect with recent alumni and local contractors to understand the actual hiring landscape before assuming national patterns hold in this specific island market.
Where Guam Community College Stands
Earnings vs. debt across all construction engineering technologies associates's programs nationally
Compare to Similar Programs Nationally
Construction Engineering Technologies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,414 | $55,979* | — | $12,563* | — | |
| $5,774 | $76,154* | $90,703 | $12,000* | 0.16 | |
| $6,718 | $75,253* | $69,774 | $12,000* | 0.16 | |
| $12,799 | $67,439* | $78,325 | $24,709* | 0.37 | |
| $17,940 | $44,518* | $40,651 | $16,095* | 0.36 | |
| $6,694 | $44,162* | $52,517 | —* | — | |
| National Median | — | $55,978* | — | $12,562* | 0.22 |
Career Paths
Occupations commonly associated with construction engineering technologies graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Guam Community College, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.