Median Earnings (1yr)
$73,996
76th percentile (60th in MD)
Median Debt
$25,000
20% above national median
Debt-to-Earnings
0.34
Manageable
Sample Size
80
Adequate data

Analysis

Hagerstown Community College's nursing program starts strong—graduates earn nearly $74,000 right out of the gate, outpacing three-quarters of similar programs nationally. But there's a catch: earnings actually decline to $69,750 by year four, a 6% drop that's unusual for nursing careers. Among Maryland's 16 nursing programs, this ranks solidly in the 60th percentile, though nearby schools like Prince George's and Baltimore County produce notably higher earners.

The $25,000 debt load is manageable at just 34% of first-year earnings, significantly lower than the concerning 50% threshold economists watch for. That's about $6,500 more than Maryland's typical nursing program debt, but the strong initial salary justifies it. For context, nursing is typically a profession where earnings grow steadily—seeing them decline here suggests graduates may face local job market constraints or limited advancement opportunities in the Hagerstown area.

If your child plans to stay in western Maryland, this program provides a solid foundation with reasonable debt. However, they should seriously consider commuting or relocating to programs near Baltimore or DC that show sustained earning power above $75,000, especially since nursing credentials are portable statewide. The initial salary is excellent, but declining earnings by year four raises questions about long-term value.

Where Hagerstown Community College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Hagerstown Community CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Hagerstown Community College graduates compare to all programs nationally

Hagerstown Community College graduates earn $74k, placing them in the 76th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in Maryland (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hagerstown Community College$73,996$69,750$25,0000.34
Prince George's Community College$89,437$93,351$18,5000.21
Community College of Baltimore County$75,725$71,377$26,8570.35
Harford Community College$74,823$72,259$16,8960.23
Carroll Community College$74,079$66,366$25,0000.34
College of Southern Maryland$73,576$56,985$14,5000.20
National Median$68,409—$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Prince George's Community College
Largo
$3,914$89,437$18,500
Community College of Baltimore County
Baltimore
$4,380$75,725$26,857
Harford Community College
Bel Air
$3,974$74,823$16,896
Carroll Community College
Westminster
$4,128$74,079$25,000
College of Southern Maryland
La Plata
$4,200$73,576$14,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hagerstown Community College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 80 graduates with reported earnings and 115 graduates with debt data. Small samples may not be representative.