Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A debt-to-earnings ratio of 0.44 suggests manageable repayment for Hampshire's cognitive science program, but the earnings picture demands scrutiny. Based on comparable programs nationally, first-year earnings of $41,362 fall significantly short of what other Massachusetts schools produce—Tufts graduates in this field earn $75,672, nearly double. That gap is substantial enough to affect everything from loan repayment timelines to career trajectory in those critical early years.
The challenge here is distinguishing Hampshire's experimental model from simple underperformance. Cognitive science programs vary wildly in their emphasis—some lean heavily into neuroscience and command premium salaries, while others blend philosophy and psychology with more modest initial returns. Without actual outcome data for Hampshire graduates, you're weighing the school's distinctive approach (narrative evaluations, self-designed curricula) against peer programs that may prepare students for very different career paths. The estimated $18,000 debt is reasonable, but only if those first-year earnings prove realistic for Hampshire specifically.
If your child thrives in unstructured environments and plans graduate work where Hampshire's interdisciplinary focus shines, the investment may pay off long-term. But if immediate earnings matter—for loan repayment or financial independence—ask Hampshire directly about job placement and graduate school acceptance rates in cognitive science. The state's other programs suggest significantly stronger earning potential exists locally.
Where Hampshire College Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Cognitive Science bachelors's programs at peer institutions in Massachusetts (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $56,630 | $41,362* | — | $18,000* | — | |
| $67,844 | $75,672* | — | $18,000* | 0.24 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hampshire College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.