Analysis
Harcum's Human Services associate's program lands squarely in the middle of Pennsylvania's landscape—exactly at the state median for both earnings and debt—but trails the national average by about $5,000 annually. While graduates see modest income growth to nearly $30,000 by year four, they're starting $26,000 behind what peers at Harrisburg Area Community College earn right out of the gate. That gap matters in a field where starting salaries are already tight.
The debt load of $23,540 isn't catastrophic, but it represents nearly 90% of first-year earnings. For comparison, many community colleges offering the same program keep debt well under $15,000. Given that over half of Harcum students receive Pell grants, this debt burden likely hits families who can least afford it. The 13% earnings growth over four years helps, but doesn't fundamentally change the economics.
For parents weighing this program: your child would graduate with higher debt than necessary for outcomes that are merely average within Pennsylvania. Unless Harcum offers specific advantages—location, support services, or connections to local employers—community college alternatives deliver similar or better earnings at substantially lower cost. In human services, where passion for the work often matters more than credentials, minimizing debt should be the priority.
Where Harcum College Stands
Earnings vs. debt across all human services associates's programs nationally
Earnings Distribution
How Harcum College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Harcum College | $26,558 | $29,935 | +13% |
| Nassau Community College | $27,581 | $48,899 | +77% |
| Century College | $41,007 | $43,814 | +7% |
| Community College of Philadelphia | $24,893 | $40,698 | +63% |
| Harrisburg Area Community College | $33,674 | $32,715 | -3% |
Compare to Similar Programs in Pennsylvania
Human Services associates's programs at peer institutions in Pennsylvania (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $29,900 | $26,558 | $29,935 | $23,540 | 0.89 | |
| $7,373 | $33,674 | $32,715 | $36,401 | 1.08 | |
| $4,632 | $24,893 | $40,698 | $18,242 | 0.73 | |
| National Median | — | $31,677 | — | $20,440 | 0.65 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Harcum College, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.