Median Earnings (1yr)
$69,743
23rd percentile (60th in AR)
Median Debt
$30,000
11% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
76
Adequate data

Analysis

Harding's nursing graduates start strong at nearly $70,000, placing them squarely in the middle of Arkansas programs—but that early advantage doesn't hold. By year four, median earnings drop to $64,290, falling below where grads from University of Arkansas at Little Rock and Arkansas State started. While the numbers land nationally in just the 23rd percentile, they're competitive within Arkansas (60th percentile), where nursing salaries run lower overall.

The $30,000 debt load is manageable at first glance—about 43 cents per dollar of first-year earnings. But that calculation looks worse after the pay decline. Several Arkansas programs deliver both higher starting salaries and better earnings growth, particularly UA Little Rock, which starts $9,000 higher annually and presumably maintains that advantage.

The practical concern here is why earnings decline. It could reflect normal career patterns in Arkansas nursing markets, or graduates might be shifting into lower-paying specialties or part-time work. For families choosing between Arkansas nursing programs, Harding's open admission and moderate debt make it accessible, but if your child can get into UA Little Rock or Arkansas State, those programs show stronger earnings trajectories. This works as an affordable entry into nursing, just not a standout performer within the state.

Where Harding University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Harding UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harding University graduates compare to all programs nationally

Harding University graduates earn $70k, placing them in the 23th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Arkansas (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harding University$69,743$64,290$30,0000.43
University of Arkansas at Little Rock$78,898$79,046$32,4190.41
Arkansas State University$73,423$64,306$26,3550.36
Henderson State University$72,326—$21,5000.30
University of Arkansas$72,043$66,626$24,3270.34
University of Central Arkansas$70,636$62,853$25,0000.35
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Arkansas at Little Rock
Little Rock
$8,455$78,898$32,419
Arkansas State University
Jonesboro
$7,754$73,423$26,355
Henderson State University
Arkadelphia
$7,885$72,326$21,500
University of Arkansas
Fayetteville
$9,748$72,043$24,327
University of Central Arkansas
Conway
$10,118$70,636$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harding University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 76 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.