Est. Earnings (1yr)
$35,979
Est. from national median (29 programs)
Est. Median Debt
$13,012
Est. from national median (30 programs)

Analysis

The challenge with evaluating Harford Community College's interdisciplinary associate degree is that both earnings and debt figures are national estimates—actual outcomes for this specific program remain unknown due to small graduate samples. What we can say is that peer programs nationally suggest first-year earnings around $36,000 against roughly $13,000 in debt, yielding a manageable debt-to-earnings ratio of 0.36.

Interdisciplinary programs at the associate level tend to serve as stepping stones—either toward bachelor's degrees or as credentials for career changers exploring new fields. The estimated earnings place graduates near the middle of what similar programs produce nationally, with some programs pushing past $42,500. Whether Harford's program hits that range depends on factors these estimates can't capture: local employer connections, specific course concentrations, and how well students leverage the degree.

For parents, the uncertainty here matters more than the numbers themselves. With no reported data from Harford or comparable Maryland programs, you're essentially betting that this school's outcomes mirror national patterns. If your child plans to transfer these credits toward a bachelor's degree, that's relatively low-risk given the modest debt load. If they're stopping at the associate level for immediate employment, you'll want concrete information about job placement and typical roles—data this program hasn't yet publicly demonstrated.

Where Harford Community College Stands

Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally

Compare to Similar Programs Nationally

Multi/Interdisciplinary Studies associates's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Harford Community CollegeBel Air$3,974$35,979*—$13,012*—
Central Carolina Technical CollegeSumter$5,715$59,456*$57,364—*—
Thomas Edison State UniversityTrenton$6,638$58,827*$80,459$11,312*0.19
Tri-County Technical CollegePendleton$4,448$51,330*$52,881—*—
Bluegrass Community and Technical CollegeLexington$4,706$48,307*$50,784$13,077*0.27
Aiken Technical CollegeGraniteville$5,044$45,236*——*—
National Median—$35,979*—$13,023*0.36
* Estimated from similar programs
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harford Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.