Analysis
Based on comparable fire protection programs nationwide, this associate's degree appears positioned around the national median with estimated first-year earnings near $56,000 and debt around $10,370. That 0.19 debt-to-earnings ratio suggests graduates could theoretically pay off loans in under three months of earnings—a manageable burden if the salary estimates hold true.
The challenge lies in Hawaii's reality versus national benchmarks. The only other fire protection program in the state—at Honolulu Community College—reports actual median earnings of just $37,817, roughly $18,000 below what national peer programs suggest. That's a significant gap that raises questions about whether Hawaii's job market for fire protection associates mirrors mainland opportunities, or whether geographic constraints, cost of living, and limited local demand create a different outcome entirely.
Without this program's actual graduate data, you're making a decision based on what happens elsewhere. If your child plans to stay in Hawaii long-term, the Honolulu figure might be the more realistic benchmark, which would push that debt ratio into less favorable territory. If they're willing to relocate to the mainland where fire protection jobs appear more lucrative, the national estimate becomes relevant. The debt load itself isn't alarming, but verify local career prospects and typical salaries with Hawaii fire departments before assuming national patterns will apply.
Where Hawaii Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs in Hawaii
Fire Protection associates's programs at peer institutions in Hawaii (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,204 | $56,004* | — | $10,370* | — | |
| $3,174 | $37,817* | — | —* | — | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.