Median Earnings (1yr)
$51,663
95th percentile (60th in MI)
Median Debt
$24,750
164% above national median
Debt-to-Earnings
0.48
Manageable
Sample Size
55
Adequate data

Analysis

Henry Ford College's Liberal Arts certificate presents a puzzling contradiction that parents need to understand before committing. The immediate post-graduation earnings of $51,663 rank in the 95th percentile nationally—genuinely exceptional for a certificate program that typically earns students just $27,000. This matches Michigan's median for the program, placing it solidly at the 60th percentile statewide.

The concern is what happens next. Earnings drop to $38,363 by year four, a 26% decline that's unusual and suggests graduates may be taking these initial high-paying jobs in sectors where advancement without a bachelor's degree hits a ceiling. The $24,750 debt load—considerably higher than both the national median ($9,375) and state median ($14,750)—amplifies this problem. You're paying premium debt for what appears to be a short-term earnings boost rather than a sustainable career foundation.

For families where a certificate is the right educational path and immediate earnings matter most, those first-year numbers are hard to ignore. But the declining trajectory means this functions more as a stopgap than a destination credential. If your child plans to continue to a bachelor's degree, that initial debt will compound. If they don't, they'll likely face income stagnation in their mid-twenties with above-average debt to service.

Where Henry Ford College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities certificate's programs nationally

Henry Ford CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Henry Ford College graduates compare to all programs nationally

Henry Ford College graduates earn $52k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Liberal Arts and Sciences, General Studies and Humanities certificate's programs at peer institutions in Michigan (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Henry Ford College$51,663$38,363$24,7500.48
National Median$27,024—$9,3750.35

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Henry Ford College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 55 graduates with reported earnings and 106 graduates with debt data. Small samples may not be representative.