Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Based on comparable rehabilitation programs across New York, graduates face a manageable debt load of around $27,000 against first-year earnings near $40,000. That 0.68 debt-to-earnings ratio suggests monthly loan payments would consume roughly 8-9% of gross income—uncomfortable but not crushing. However, this figure masks significant variation among New York programs: top performers like CUNY York and D'Youville report outcomes in the $50,000-$58,000 range, while Hilbert's peer programs cluster closer to the state median.
The challenge here is opportunity cost. With a 98% admission rate and Pell grant population of 44%, Hilbert serves students who need education to open doors. Yet rehabilitation professions often require graduate credentials for full licensure—meaning this bachelor's degree may be a stepping stone rather than a terminal credential. If your child needs a master's degree to practice as an occupational or physical therapist, you're looking at stacking additional debt on top of these estimates.
The practical question: Can your family afford this path if the actual outcomes fall anywhere within the range of comparable programs? If $40,000 starting salaries work for your situation and your child has a clear plan for either entering the workforce or continuing to graduate school, the debt level is reasonable. But if stronger programs with better placement networks are accessible—and affordable—those would reduce the financial risk considerably.
Where Hilbert College Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in New York
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in New York (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $32,150 | $39,739* | — | $27,000* | — | |
| $7,358 | $57,806* | $79,325 | —* | — | |
| $33,560 | $50,473* | $64,089 | $26,250* | 0.52 | |
| $8,815 | $40,853* | $46,350 | $27,000* | 0.66 | |
| $40,880 | $39,739* | — | $27,000* | 0.68 | |
| $24,308 | $39,478* | — | $27,000* | 0.68 | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hilbert College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in NY. Actual outcomes may vary.