Median Earnings (1yr)
$18,411
61st percentile (60th in FL)
Median Debt
$9,540
3% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
70
Adequate data

Analysis

Indian River State College's cosmetology program shows earnings that climb steadily rather than plateau—graduates earn $18,411 in their first year but see that grow 31% to $24,099 by year four. This upward trajectory matters in cosmetology, where building a client base takes time. The program ranks in the 60th percentile among Florida's 127 cosmetology programs, landing in the middle of the pack but well above Florida's state median of $16,718. That said, top performers like Florida State College at Jacksonville nearly double these four-year earnings, suggesting there's significant variation in how well different programs prepare students for market success.

The debt picture is manageable at $9,540—roughly six months of first-year income and slightly below both state and national averages. For a field with relatively modest earning potential, keeping debt under $10,000 is important. One-third of students here receive Pell grants, indicating this serves as an accessible entry point into the beauty industry for many working-class students.

The bottom line: This program won't put your child in crushing debt, and the earnings growth pattern suggests graduates learn to build income over time. However, if staying in Florida, investigate why some state programs produce graduates earning 40-50% more by year four—that gap likely reflects either stronger training or better employment networks worth considering.

Where Indian River State College Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Indian River State CollegeOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indian River State College graduates compare to all programs nationally

Indian River State College graduates earn $18k, placing them in the 61th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Cosmetology certificate's programs at peer institutions in Florida (127 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indian River State College$18,411$24,099$9,5400.52
Florida State College at Jacksonville$29,668$16,935$13,5770.46
Palm Beach State College$24,361$29,926$9,5000.39
Pensacola State College$23,911$19,755$5,5000.23
Suncoast Technical College$22,662———
Tom P. Haney Technical College$22,028$18,101——
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida State College at Jacksonville
Jacksonville
$2,878$29,668$13,577
Palm Beach State College
Lake Worth
$3,050$24,361$9,500
Pensacola State College
Pensacola
$2,348$23,911$5,500
Suncoast Technical College
Sarasota
—$22,662—
Tom P. Haney Technical College
Panama City
—$22,028—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indian River State College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.