Analysis
A debt-to-earnings ratio of 0.58 represents manageable territory for a bachelor's degree, though the estimated $38,700 first-year salary—drawn from national benchmarks for geography programs—suggests moderate financial pressure early on. Similar geography programs nationally report median debt around $22,700, so Indiana State's estimated $22,400 falls in line with typical borrowing for this field. The challenge is that while this ratio beats many humanities programs, geography careers often require either specialized GIS skills or graduate work to unlock stronger earning potential, and these estimates can't tell us whether Indiana State's curriculum delivers the technical training employers seek.
The state picture adds complexity: Ball State's geography graduates earn around $34,300, about $4,400 less than the national median used here for Indiana State's estimate. If Indiana State's outcomes actually track closer to state norms than national ones, that would push the debt burden higher relative to earnings. With 39% of students on Pell grants, many families here are weighing these numbers carefully against immediate financial needs.
The bottom line: this program could work financially if your student pursues GIS certification or technical cartography roles that command higher pay, but the estimates leave real uncertainty about whether Indiana State's specific program positions graduates for those opportunities. Before committing, investigate the curriculum's technical depth and whether internships connect students to employers who value mapping skills—the difference between generic geography knowledge and marketable GIS expertise will determine whether these projected numbers hold up.
Where Indiana State University Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in Indiana
Geography and Cartography bachelors's programs at peer institutions in Indiana (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,992 | $38,726* | — | $22,359* | — | |
| $10,758 | $34,274* | $49,490 | $26,000* | 0.76 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana State University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.