Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Indiana University-Bloomington's Cognitive Science bachelor's program shows promising fundamentals based on what we can piece together from national peer data. Similar programs across the country typically produce first-year earnings around $41,000, with estimated debt of $17,500—yielding a manageable debt-to-earnings ratio of 0.42. That means graduates would need roughly five months of their first year's salary to cover their total student debt, well below the one-year threshold that signals financial strain.
The challenge here is uncertainty. With only 62 schools nationwide offering cognitive science bachelor's degrees and just three in Indiana, this remains a niche field without the track record of more established majors. The interdisciplinary nature of cognitive science—spanning psychology, neuroscience, artificial intelligence, and philosophy—can lead to diverse career paths, but that same flexibility means outcomes vary widely depending on which direction graduates take. The national data suggests the 75th percentile reaches about $51,000, indicating solid upside for those who position themselves strategically.
For parents considering IU-Bloomington specifically, the relatively accessible admission standards (80% acceptance rate) and moderate debt load work in your favor, but you're making this decision with limited visibility into how this particular program performs. The estimation is based on peer institutions, not IU's actual graduates. If your student has clear career goals that align with cognitive science applications—UX research, data analysis, graduate school preparation—the investment appears reasonable. If they're still exploring, more established majors might offer clearer outcome patterns.
Where Indiana University-Bloomington Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs Nationally
Cognitive Science bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,790 | $41,362* | — | $17,481* | — | |
| $62,484 | $105,695* | — | $8,055* | 0.08 | |
| $66,104 | $84,314* | $96,904 | $18,660* | 0.22 | |
| $67,844 | $75,672* | — | $18,000* | 0.24 | |
| $14,850 | $64,559* | $91,715 | $13,950* | 0.22 | |
| $13,747 | $53,962* | $62,158 | $13,000* | 0.24 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Bloomington, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 19 similar programs. Actual outcomes may vary.