Median Earnings (1yr)
$37,035
53rd percentile (60th in IN)
Median Debt
$31,000
15% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
50
Adequate data

Analysis

Indiana University-Northwest's liberal arts program delivers earnings that outpace most in-state alternatives—placing in the 60th percentile among Indiana schools—while keeping debt manageable at $31,000. That's roughly $3,000 above first-year salary, meaning graduates can realistically pay this down without crushing financial pressure. For a regional campus serving Gary's heavily working-class population (43% Pell-eligible), these outcomes matter.

The numbers tell a straightforward story: $37,000 starting salary rises to $39,400 within four years, tracking slightly above both state and national medians. You're not looking at Notre Dame's $45,000+ outcomes, but you're also not paying Notre Dame prices or competing for Notre Dame admission standards. The debt-to-earnings ratio of 0.84 sits in a manageable range, especially given consistent if modest earnings growth.

The moderate sample size (30-100 graduates) means individual outcomes may vary, but the pattern suggests this program provides what many regional universities promise: accessible education that leads to stable employment. For families prioritizing affordability and proximity to Gary or Northwest Indiana, this represents a defensible choice—particularly if your student plans to stay in the region where these credentials carry local recognition.

Where Indiana University-Northwest Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Indiana University-NorthwestOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University-Northwest graduates compare to all programs nationally

Indiana University-Northwest graduates earn $37k, placing them in the 53th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Indiana (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-Northwest$37,035$39,427$31,0000.84
University of Notre Dame$45,579$59,713$18,8000.41
Indiana Wesleyan University-National & Global$43,763$39,636$27,0000.62
Indiana Wesleyan University-Marion$43,763$39,636$27,0000.62
University of Indianapolis$43,509$49,359$31,0000.71
Indiana University-Indianapolis$41,499$43,495$29,0000.70
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Notre Dame
Notre Dame
$62,693$45,579$18,800
Indiana Wesleyan University-National & Global
Marion
$8,216$43,763$27,000
Indiana Wesleyan University-Marion
Marion
$31,168$43,763$27,000
University of Indianapolis
Indianapolis
$36,136$43,509$31,000
Indiana University-Indianapolis
Indianapolis
$10,449$41,499$29,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Northwest, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 50 graduates with reported earnings and 75 graduates with debt data. Small samples may not be representative.