2026 ROI Award Winner
Median Earnings (1yr)
$25,311
5th percentile
25th percentile in Pennsylvania
Median Debt
$26,419
9% above national median

Analysis

Indiana University of Pennsylvania's Biological and Physical Sciences program starts with a worrying statistic: graduates earn just $25,311 in their first year, landing in the 5th percentile nationally. That's $9,000 below what typical graduates in this field earn, and even within Pennsylvania—where this program ranks only at the 25th percentile—it trails the state median by the same amount. With debt of $26,419, new graduates face more than a full year's salary in loans, a difficult position when starting a career.

The story improves dramatically by year four, when median earnings jump to $56,723—a 124% increase that vaults past both national and state benchmarks. This suggests many graduates eventually find solid positions, possibly after graduate school or credential-building years. However, those first few years matter enormously for loan repayment and financial stability. Parents should understand their child may need substantial financial support during what appears to be an extended ramp-up period.

The real question is what drives that initial earnings gap. If graduates are pursuing additional education or credentials that lead to the year-four payoff, this pattern might be acceptable. But if they're simply struggling to find relevant work early on, families should look hard at whether the degree provides clear pathways to employment. Given IUP's 91% admission rate and the availability of higher-performing programs at other Pennsylvania state schools, this deserves careful comparison shopping.

Where Indiana University of Pennsylvania-Main Campus Stands

Earnings vs. debt across all biological and physical sciences bachelors's programs nationally

Earnings Distribution

How Indiana University of Pennsylvania-Main Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Indiana University of Pennsylvania-Main Campus$25,311$56,723+124%
Thomas Edison State University$69,480$68,255-2%
University of Pittsburgh-Greensburg$34,380$52,181+52%
University of Pittsburgh-Johnstown$34,380$52,181+52%
University of Pittsburgh-Pittsburgh Campus$34,380$52,181+52%

Compare to Similar Programs in Pennsylvania

Biological and Physical Sciences bachelors's programs at peer institutions in Pennsylvania (16 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University of Pennsylvania-Main CampusIndiana$11,380$25,311$56,723$26,4191.04
University of Pittsburgh-GreensburgGreensburg$14,630$34,380$52,181$26,0000.76
University of Pittsburgh-JohnstownJohnstown$14,646$34,380$52,181$26,0000.76
University of Pittsburgh-Pittsburgh CampusPittsburgh$21,524$34,380$52,181$26,0000.76
National Median$34,380$24,2500.71

Career Paths

Occupations commonly associated with biological and physical sciences graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University of Pennsylvania-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.