Median Earnings (1yr)
$25,311
5th percentile (25th in PA)
Median Debt
$26,419
9% above national median
Debt-to-Earnings
1.04
Elevated
Sample Size
37
Adequate data

Analysis

Indiana University of Pennsylvania's Biological and Physical Sciences program starts with a worrying statistic: graduates earn just $25,311 in their first year, landing in the 5th percentile nationally. That's $9,000 below what typical graduates in this field earn, and even within Pennsylvania—where this program ranks only at the 25th percentile—it trails the state median by the same amount. With debt of $26,419, new graduates face more than a full year's salary in loans, a difficult position when starting a career.

The story improves dramatically by year four, when median earnings jump to $56,723—a 124% increase that vaults past both national and state benchmarks. This suggests many graduates eventually find solid positions, possibly after graduate school or credential-building years. However, those first few years matter enormously for loan repayment and financial stability. Parents should understand their child may need substantial financial support during what appears to be an extended ramp-up period.

The real question is what drives that initial earnings gap. If graduates are pursuing additional education or credentials that lead to the year-four payoff, this pattern might be acceptable. But if they're simply struggling to find relevant work early on, families should look hard at whether the degree provides clear pathways to employment. Given IUP's 91% admission rate and the availability of higher-performing programs at other Pennsylvania state schools, this deserves careful comparison shopping.

Where Indiana University of Pennsylvania-Main Campus Stands

Earnings vs. debt across all biological and physical sciences bachelors's programs nationally

Indiana University of Pennsylvania-Main CampusOther biological and physical sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University of Pennsylvania-Main Campus graduates compare to all programs nationally

Indiana University of Pennsylvania-Main Campus graduates earn $25k, placing them in the 5th percentile of all biological and physical sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Biological and Physical Sciences bachelors's programs at peer institutions in Pennsylvania (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University of Pennsylvania-Main Campus$25,311$56,723$26,4191.04
University of Pittsburgh-Greensburg$34,380$52,181$26,0000.76
University of Pittsburgh-Johnstown$34,380$52,181$26,0000.76
University of Pittsburgh-Pittsburgh Campus$34,380$52,181$26,0000.76
National Median$34,380—$24,2500.71

Other Biological and Physical Sciences Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Pittsburgh-Greensburg
Greensburg
$14,630$34,380$26,000
University of Pittsburgh-Johnstown
Johnstown
$14,646$34,380$26,000
University of Pittsburgh-Pittsburgh Campus
Pittsburgh
$21,524$34,380$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University of Pennsylvania-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 68 graduates with debt data. Small samples may not be representative.