Median Earnings (1yr)
$35,736
95th percentile
Median Debt
$26,338
9% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
19
Limited data

Analysis

The small sample size here demands caution, but the pattern is troubling: graduates start at $35,736—matching the 95th percentile nationally—then see earnings drop 16% to under $30,000 by year four. This isn't typical career progression. While the program carries relatively modest debt at $26,338, that's still nearly a full year's earnings by the time graduates hit their fourth year post-graduation. For context, this is one of only five programs in Indiana offering this associate's degree, and it performs middle-of-the-pack within the state.

The earnings decline could reflect graduates transitioning into ministry roles that prioritize mission over salary, or it might indicate limited career advancement opportunities in this field. Either way, parents should understand that this path likely means their child will be managing student loan payments on an income that trends closer to $30,000 than $35,000. The program serves a substantial population of Pell-eligible students (48%), suggesting many families are already stretching financially.

If your child feels called to pastoral counseling or ministry work, have an honest conversation about the financial realities. Can they manage $250-300 monthly loan payments on $30,000 annually? Would starting with community college courses reduce that debt burden? Ministry work can be deeply fulfilling, but the economics here require careful family planning and possibly supplemental income sources.

Where Indiana Wesleyan University-National & Global Stands

Earnings vs. debt across all pastoral counseling and specialized ministries associates's programs nationally

Indiana Wesleyan University-National & GlobalOther pastoral counseling and specialized ministries programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana Wesleyan University-National & Global graduates compare to all programs nationally

Indiana Wesleyan University-National & Global graduates earn $36k, placing them in the 95th percentile of all pastoral counseling and specialized ministries associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Pastoral Counseling and Specialized Ministries associates's programs at peer institutions in Indiana (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana Wesleyan University-National & Global$35,736$29,861$26,3380.74
Indiana Wesleyan University-Marion$35,736$29,861$26,3380.74
National Median$34,629—$24,0600.69

Other Pastoral Counseling and Specialized Ministries Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Indiana Wesleyan University-Marion
Marion
$31,168$35,736$26,338

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana Wesleyan University-National & Global, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.