Median Earnings (1yr)
$39,457
5th percentile (25th in AL)
Median Debt
$14,875
36% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
26
Limited data

Analysis

Jacksonville State's finance program shows concerning performance even by Alabama standards. The $39,457 starting salary trails the state median by over $11,000 and ranks in just the 25th percentile among Alabama's finance programs—meaning three-quarters of finance students at other Alabama schools earn more. Compare this to nearby Auburn ($55,875) or University of Alabama ($55,580), where finance graduates earn roughly $16,000 more right out of the gate. While the program keeps debt manageable at $14,875, that silver lining doesn't offset earning 26% below the state median for the same degree.

The earnings do grow 18% to $46,653 by year four, but graduates still lag significantly behind peers who started at higher-paying programs. At the national level, this program ranks in just the 5th percentile—meaning 95% of finance programs nationwide produce better-earning graduates. For a field like finance where starting salary often determines your career trajectory, this gap matters considerably.

The data comes from a small sample, so individual outcomes could vary. However, unless your child has compelling reasons to attend JSU specifically—scholarships, family circumstances, or a particular faculty connection—the numbers suggest looking at Alabama's stronger finance programs first. The manageable debt is genuinely positive, but earning $11,000 less annually than Alabama peers compounds quickly over a career.

Where Jacksonville State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Jacksonville State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jacksonville State University graduates compare to all programs nationally

Jacksonville State University graduates earn $39k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Finance and Financial Management Services bachelors's programs at peer institutions in Alabama (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jacksonville State University$39,457$46,653$14,8750.38
University of Alabama in Huntsville$56,584———
Auburn University$55,875$71,821$20,5000.37
The University of Alabama$55,580$72,138$25,0000.45
Samford University$53,059$70,946$19,0000.36
University of Alabama at Birmingham$50,939$62,664$22,5000.44
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Alabama in Huntsville
Huntsville
$11,770$56,584—
Auburn University
Auburn
$12,536$55,875$20,500
The University of Alabama
Tuscaloosa
$11,900$55,580$25,000
Samford University
Birmingham
$38,144$53,059$19,000
University of Alabama at Birmingham
Birmingham
$8,832$50,939$22,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jacksonville State University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 26 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.