Analysis
A debt-to-earnings ratio of 0.58 suggests manageable financial risk, but the context here matters significantly. Based on national peer programs, this geography degree leads to first-year earnings around $38,700—a figure that tracks closely with the national median but falls short of what similar programs in Alabama typically produce. The University of Alabama and University of North Alabama both report outcomes above $40,500 for their geography graduates, suggesting Jacksonville State's program may underperform compared to in-state alternatives.
The estimated $22,400 in debt sits below both the Alabama and national medians for geography programs, which offers some financial upside. With 43% of students receiving Pell grants, Jacksonville State serves a population where every dollar of debt matters. Geography careers often start modestly—think urban planning assistants, GIS technicians, or environmental analysts—where that sub-$40,000 starting salary is realistic but leaves limited cushion for aggressive loan repayment.
For families weighing this investment, the real question is career trajectory. If your student has a clear path toward GIS certification or graduate studies that could boost earnings, the relatively moderate debt load provides breathing room. But if the plan is simply to graduate and job hunt, comparable programs at larger Alabama universities appear to deliver stronger immediate returns with only slightly higher debt loads. Consider whether Jacksonville State offers specific geographic advantages—internships, faculty connections, regional employers—that might close that earnings gap.
Where Jacksonville State University Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in Alabama
Geography and Cartography bachelors's programs at peer institutions in Alabama (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,426 | $38,726* | — | $22,359* | — | |
| $11,990 | $41,076* | $49,574 | $28,500* | 0.69 | |
| $11,900 | $40,546* | $55,745 | $23,750* | 0.59 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Jacksonville State University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 95 similar programs. Actual outcomes may vary.