Median Earnings (1yr)
$49,408
95th percentile (60th in VA)
Median Debt
$23,250
14% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
73
Adequate data

Analysis

At $49,408 in first-year earnings, JMU's liberal arts program substantially outperforms what most families expect from this degree. It ranks in the 95th percentile nationally—earning $13,000 more than the typical liberal arts graduate—and beats the Virginia median by nearly $8,000. While it sits at the 60th percentile within Virginia, that's because the Old Dominion state has several exceptionally strong liberal arts programs at smaller colleges. The manageable debt load of $23,250 creates a debt-to-earnings ratio of 0.47, meaning graduates could theoretically pay off their loans with less than six months of gross income.

The concerning element is the earnings trajectory: salaries drop 6% by year four to $46,503. This backward slide might reflect graduates taking on graduate school assistantships, transitioning to nonprofit work, or pausing careers. It's an unusual pattern that warrants investigation into whether the degree serves as a stepping stone to advanced study rather than an endpoint.

For families seeking a liberal arts education without crushing debt, JMU delivers strong value—especially if your child views this degree as preparation for graduate school or needs flexibility to explore career options. The earnings floor here is notably higher than most alternatives, even if the ceiling remains unclear.

Where James Madison University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

James Madison UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How James Madison University graduates compare to all programs nationally

James Madison University graduates earn $49k, placing them in the 95th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Virginia (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
James Madison University$49,408$46,503$23,2500.47
Bridgewater College$46,820$43,891$26,0000.56
Longwood University$46,714$45,651$25,3750.54
Eastern Mennonite University$46,585$43,490$27,0000.58
Liberty University$42,669$39,447$25,2910.59
George Mason University$41,398$53,166$24,5000.59
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bridgewater College
Bridgewater
$41,350$46,820$26,000
Longwood University
Farmville
$15,200$46,714$25,375
Eastern Mennonite University
Harrisonburg
$41,860$46,585$27,000
Liberty University
Lynchburg
$21,222$42,669$25,291
George Mason University
Fairfax
$13,815$41,398$24,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At James Madison University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 73 graduates with reported earnings and 256 graduates with debt data. Small samples may not be representative.