Est. Earnings (1yr)
$41,438
Est. from national median (36 programs)
Est. Median Debt
$12,000
Est. from national median (10 programs)

Analysis

Jefferson College's HVAC program appears affordable based on typical costs at similar institutions, with estimated debt around $12,000—substantially below the national median of $17,500 for associate programs in this field. That's roughly three months of wages based on what comparable programs produce in first-year earnings, creating a manageable repayment scenario if outcomes align with peer schools.

The earnings picture requires closer examination. While national peer programs suggest first-year earnings around $41,400, Missouri's HVAC market has historically supported slightly higher wages—State Technical College of Missouri's graduates earn about $43,700. The question is whether Jefferson College can match those state-level outcomes, particularly given that skilled trades earnings often depend heavily on local employer networks and apprenticeship pipelines. HVAC remains a reliably in-demand field across Missouri, but the specific connections a program maintains with regional contractors and unions can make a meaningful difference in placement quality.

The debt-to-earnings ratio of 0.29 would be solid for this field, where graduates typically begin working immediately rather than pursuing further education. For a parent, the key consideration is verifying Jefferson College's actual job placement track record and employer relationships in the St. Louis metro area. Ask the program director directly about graduate outcomes and whether they maintain data beyond what federal reporting captures—many technical programs track their own placement rates when their cohorts are too small for federal publication.

Where Jefferson College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally

Compare to Similar Programs in Missouri

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at peer institutions in Missouri (8 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Jefferson CollegeHillsboro$4,500$41,438*—$12,000*—
State Technical College of MissouriLinn$7,830$43,723*$46,642—*—
National Median—$41,438*—$17,500*0.42
* Estimated from similar programs

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jefferson College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 36 similar programs. Actual outcomes may vary.