Median Earnings (1yr)
$77,313
84th percentile (60th in NY)
Median Debt
$24,421
18% above national median
Debt-to-Earnings
0.32
Manageable
Sample Size
42
Adequate data

Analysis

Jefferson Community College nursing graduates face an unusual earnings trajectory that requires careful consideration. New graduates earn a strong $77,313—well above both national and New York state medians—but by year four, earnings drop to $68,591. This 11% decline is atypical in nursing and may reflect the regional employment market in Watertown, where fewer advancement opportunities or wage growth could limit long-term earnings potential compared to downstate New York programs that consistently show salary progression.

The debt picture offers some reassurance: at $24,421, it's actually below the New York state median and sits at a manageable 32% of first-year earnings. While graduates earn less than peers at schools closer to New York City's higher-paying healthcare systems (Cochran School grads earn $102,553), Jefferson's combination of strong starting salaries and controlled debt creates a workable financial foundation. For families in northern New York, this program delivers immediate earning power that outperforms 84% of nursing programs nationally.

The key question is whether staying in the Watertown area makes financial sense long-term. If your child plans to work upstate, these numbers reflect realistic local wages and represent solid preparation for immediate employment. If they're willing to relocate to higher-paying regions after gaining experience, that strong first-year salary becomes a launching pad rather than a ceiling.

Where Jefferson Community College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Jefferson Community CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jefferson Community College graduates compare to all programs nationally

Jefferson Community College graduates earn $77k, placing them in the 84th percentile of all registered nursing, nursing administration, nursing research and clinical nursing associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in New York (64 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jefferson Community College$77,313$68,591$24,4210.32
Cochran School of Nursing$102,553$103,069$26,7580.26
CUNY Hostos Community College$97,888$95,978$11,4330.12
Swedish Institute a College of Health Sciences$97,085$112,047$34,7500.36
Helene Fuld College of Nursing$92,475$98,150$27,7750.30
Montefiore School of Nursing$89,648$26,1250.29
National Median$68,409$20,7510.30

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Cochran School of Nursing
Yonkers
$102,553$26,758
CUNY Hostos Community College
Bronx
$5,208$97,888$11,433
Swedish Institute a College of Health Sciences
New York
$26,041$97,085$34,750
Helene Fuld College of Nursing
New York
$24,648$92,475$27,775
Montefiore School of Nursing
Mount Vernon
$89,648$26,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jefferson Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.