Median Earnings (1yr)
$37,266
54th percentile (60th in NC)
Median Debt
$28,090
4% above national median
Debt-to-Earnings
0.75
Manageable
Sample Size
21
Limited data

Analysis

Johnson & Wales University-Charlotte's liberal arts program operates in a crowded North Carolina market where it lands squarely in the middle—ranking in the 60th percentile statewide with first-year earnings of $37,266. That's about $3,400 above the state median, though the small graduating class (under 30 students) means these numbers could shift significantly year to year. With a debt load of $28,090, graduates face manageable but not trivial repayment obligations, needing about nine months of gross income to cover their loans.

The real question is value relative to alternatives. At less selective NC State, liberal arts graduates earn $4,400 more their first year out, while nearby public options like East Carolina deliver similar outcomes with typically lower in-state tuition. Johnson & Wales serves a predominantly working-class student body (52% on Pell grants) and accepts three-quarters of applicants, suggesting it fills an access role in the state's higher education landscape.

For families paying out-of-state rates at a private institution, this represents a substantial investment for middle-of-the-pack outcomes. In-state North Carolina families should compare total costs carefully against public alternatives that deliver comparable or better earnings. The program isn't underwater financially, but the value equation depends heavily on what you're paying versus state schools.

Where Johnson & Wales University-Charlotte Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Johnson & Wales University-CharlotteOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Johnson & Wales University-Charlotte graduates compare to all programs nationally

Johnson & Wales University-Charlotte graduates earn $37k, placing them in the 54th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Compare to Similar Programs in North Carolina

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in North Carolina (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Johnson & Wales University-Charlotte$37,266$28,0900.75
Belmont Abbey College$46,654$41,133$33,2910.71
North Carolina State University at Raleigh$41,661$25,9930.62
University of North Carolina at Chapel Hill$37,709$13,0000.34
East Carolina University$36,809$40,587$27,0000.73
Winston-Salem State University$35,414$32,477$28,5240.81
National Median$36,340$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Belmont Abbey College
Belmont
$19,500$46,654$33,291
North Carolina State University at Raleigh
Raleigh
$8,895$41,661$25,993
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$37,709$13,000
East Carolina University
Greenville
$7,361$36,809$27,000
Winston-Salem State University
Winston-Salem
$6,735$35,414$28,524

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson & Wales University-Charlotte, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.