Median Earnings (1yr)
$33,627
54th percentile (60th in TN)
Median Debt
$23,250
10% below national median
Debt-to-Earnings
0.69
Manageable
Sample Size
46
Adequate data

Analysis

Johnson University's theological studies program produces graduates earning slightly above the national median for ministry degrees—$33,627 versus $32,211—and ranks at the 60th percentile among Tennessee's eleven ministry programs. With $23,250 in median debt, graduates face a debt load about 10% below the national median for this field, resulting in a manageable 0.69 debt-to-earnings ratio. For a program preparing students for ministry work, where modest earnings are the norm rather than the exception, these numbers suggest reasonable financial positioning.

The challenge lies in what happens after graduation: earnings inch up just $952 over four years, settling around $34,500. Ministry positions typically offer stability rather than rapid salary growth, and these figures reflect that reality. Tennessee's ministerial job market tends toward smaller congregations and nonprofit organizations where compensation increases slowly. The state's lower cost of living compared to national averages provides some cushion, though graduates should plan for a careful financial runway in their early career years.

For families accepting that ministry work means trading higher earning potential for mission-driven work, Johnson delivers on-par outcomes with less debt than typical for the field. The numbers work if your student is committed to vocational ministry and understands they're choosing purpose over profit. This isn't the degree for someone uncertain about their calling or hoping ministry might become more lucrative over time.

Where Johnson University Stands

Earnings vs. debt across all theological and ministerial studies bachelors's programs nationally

Johnson UniversityOther theological and ministerial studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Johnson University graduates compare to all programs nationally

Johnson University graduates earn $34k, placing them in the 54th percentile of all theological and ministerial studies bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Theological and Ministerial Studies bachelors's programs at peer institutions in Tennessee (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Johnson University$33,627$34,579$23,2500.69
National Median$32,211$25,7500.80

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.