Analysis
Johnson University's theological studies program produces graduates earning slightly above the national median for ministry degrees—$33,627 versus $32,211—and ranks at the 60th percentile among Tennessee's eleven ministry programs. With $23,250 in median debt, graduates face a debt load about 10% below the national median for this field, resulting in a manageable 0.69 debt-to-earnings ratio. For a program preparing students for ministry work, where modest earnings are the norm rather than the exception, these numbers suggest reasonable financial positioning.
The challenge lies in what happens after graduation: earnings inch up just $952 over four years, settling around $34,500. Ministry positions typically offer stability rather than rapid salary growth, and these figures reflect that reality. Tennessee's ministerial job market tends toward smaller congregations and nonprofit organizations where compensation increases slowly. The state's lower cost of living compared to national averages provides some cushion, though graduates should plan for a careful financial runway in their early career years.
For families accepting that ministry work means trading higher earning potential for mission-driven work, Johnson delivers on-par outcomes with less debt than typical for the field. The numbers work if your student is committed to vocational ministry and understands they're choosing purpose over profit. This isn't the degree for someone uncertain about their calling or hoping ministry might become more lucrative over time.
Where Johnson University Stands
Earnings vs. debt across all theological and ministerial studies bachelors's programs nationally
Earnings Distribution
How Johnson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Johnson University | $33,627 | $34,579 | +3% |
| Nazarene Bible College | $40,357 | $51,692 | +28% |
| University of Valley Forge | $25,051 | $48,764 | +95% |
| University of Notre Dame | $45,874 | $46,078 | +0% |
| The Master's University and Seminary | $43,677 | $44,574 | +2% |
Compare to Similar Programs Nationally
Theological and Ministerial Studies bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $20,318 | $33,627 | $34,579 | $23,250 | 0.69 | |
| $7,475 | $47,781 | $33,046 | $22,673 | 0.47 | |
| $37,150 | $47,102 | — | $21,566 | 0.46 | |
| $62,693 | $45,874 | $46,078 | $19,000 | 0.41 | |
| $36,930 | $43,677 | $44,574 | $23,774 | 0.54 | |
| $36,035 | $41,139 | $42,682 | $26,453 | 0.64 | |
| National Median | — | $32,211 | — | $25,750 | 0.80 |
Career Paths
Occupations commonly associated with theological and ministerial studies graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Johnson University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.