Median Earnings (1yr)
$22,479
95th percentile (40th in NE)
Median Debt
$12,000
22% above national median
Debt-to-Earnings
0.53
Manageable
Sample Size
120
Adequate data

Analysis

Joseph's College delivers first-year earnings that crush the national average for cosmetology programs by over 30%, placing graduates in the 95th percentile nationwide. At $22,479, new graduates earn substantially more than the typical $17,113 national figure, with manageable debt of $12,000. For a field where six-figure debt loads sometimes appear, this represents responsible borrowing—though it's worth noting that three Nebraska schools achieve even higher earnings with similar or lower debt burdens.

The concerning pattern here is the earnings trajectory. Four years out, median income drops to $17,790—a 21% decline that's unusual in any field. This could reflect graduates moving from full-time salon work to part-time schedules, changing career paths entirely, or the reality that peak earnings in cosmetology often arrive early. While the program performs well against national standards, it sits in the middle of Nebraska's cosmetology landscape rather than at the top, suggesting room for stronger industry connections or placement support.

For families weighing this investment, the first-year returns are solid and the debt load won't become crushing. However, set realistic expectations: this field's earning power appears to weaken rather than strengthen over time. If your child is passionate about cosmetology and committed to building a client base or eventually owning a salon, the program provides a viable entry point without excessive debt risk.

Where Joseph's College Cosmetology Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Joseph's College CosmetologyOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Joseph's College Cosmetology graduates compare to all programs nationally

Joseph's College Cosmetology graduates earn $22k, placing them in the 95th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Nebraska

Cosmetology certificate's programs at peer institutions in Nebraska (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Joseph's College Cosmetology$22,479$17,790$12,0000.53
Capitol Beauty School$25,942$27,019$9,1660.35
Entourage Institute of Beauty and Esthetics$24,101$21,576$15,1370.63
Xenon A Stephanie Moss Academy$23,179$26,433$12,0000.52
College of Hair Design-Downtown$19,274$22,383$14,1190.73
College of Hair Design-East Campus$19,274$22,383$14,1190.73
National Median$17,113$9,8620.58

Other Cosmetology Programs in Nebraska

Compare tuition, earnings, and debt across Nebraska schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capitol Beauty School
Omaha
$25,942$9,166
Entourage Institute of Beauty and Esthetics
Lincoln
$24,101$15,137
Xenon A Stephanie Moss Academy
Omaha
$23,179$12,000
College of Hair Design-Downtown
Lincoln
$19,274$14,119
College of Hair Design-East Campus
Lincoln
$19,274$14,119

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Joseph's College Cosmetology, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 127 graduates with debt data. Small samples may not be representative.