Analysis
Joseph's College delivers first-year earnings that crush the national average for cosmetology programs by over 30%, placing graduates in the 95th percentile nationwide. At $22,479, new graduates earn substantially more than the typical $17,113 national figure, with manageable debt of $12,000. For a field where six-figure debt loads sometimes appear, this represents responsible borrowing—though it's worth noting that three Nebraska schools achieve even higher earnings with similar or lower debt burdens.
The concerning pattern here is the earnings trajectory. Four years out, median income drops to $17,790—a 21% decline that's unusual in any field. This could reflect graduates moving from full-time salon work to part-time schedules, changing career paths entirely, or the reality that peak earnings in cosmetology often arrive early. While the program performs well against national standards, it sits in the middle of Nebraska's cosmetology landscape rather than at the top, suggesting room for stronger industry connections or placement support.
For families weighing this investment, the first-year returns are solid and the debt load won't become crushing. However, set realistic expectations: this field's earning power appears to weaken rather than strengthen over time. If your child is passionate about cosmetology and committed to building a client base or eventually owning a salon, the program provides a viable entry point without excessive debt risk.
Where Joseph's College Cosmetology Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Earnings Distribution
How Joseph's College Cosmetology graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Joseph's College Cosmetology | $22,479 | $17,790 | -21% |
| Capitol Beauty School | $25,942 | $27,019 | +4% |
| Xenon A Stephanie Moss Academy | $23,179 | $26,433 | +14% |
| College of Hair Design-Downtown | $19,274 | $22,383 | +16% |
| College of Hair Design-East Campus | $19,274 | $22,383 | +16% |
Compare to Similar Programs in Nebraska
Cosmetology certificate's programs at peer institutions in Nebraska (7 total in state)
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| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| $22,479 | $17,790 | $12,000 | 0.53 | |
| $25,942 | $27,019 | $9,166 | 0.35 | |
| $24,101 | $21,576 | $15,137 | 0.63 | |
| $23,179 | $26,433 | $12,000 | 0.52 | |
| $19,274 | $22,383 | $14,119 | 0.73 | |
| $19,274 | $22,383 | $14,119 | 0.73 | |
| National Median | $17,113 | — | $9,862 | 0.58 |
Career Paths
Occupations commonly associated with cosmetology graduates
Skincare Specialists
Barbers
Hairdressers, Hairstylists, and Cosmetologists
Manicurists and Pedicurists
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
First-Line Supervisors of Personal Service Workers
Makeup Artists, Theatrical and Performance
Shampooers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Joseph's College Cosmetology, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 120 graduates with reported earnings and 127 graduates with debt data. Small samples may not be representative.