Analysis
A $24,000 debt load for a bachelor's degree in social sciences isn't unreasonable on its face, especially at a Kentucky HBCU where most students receive Pell grants. But the complete absence of actual graduate outcome data here makes it impossible to know whether Kentucky State's program matches the national pattern or deviates from it. The estimated first-year earnings of $37,500 align with what similar social sciences programs produce nationally, yet in Kentucky specifically, institutions like Western Kentucky report slightly higher earnings around $38,700βa modest difference, but one that matters when you're living on entry-level pay.
The 0.65 debt-to-earnings ratio falls within workable territory if those estimates hold true. A graduate could theoretically manage the monthly payments on that debt level. However, social sciences degrees often require graduate school for career advancement, which means this $24,000 might be just the beginning of the borrowing story. At a school with a 910 average SAT and 93% admission rate, the question isn't just about the credential itselfβit's whether Kentucky State provides the academic support and career connections that help students convert a general social sciences degree into stable employment.
Without actual placement data or verified outcomes for Kentucky State graduates specifically, you're betting on assumptions drawn from programs elsewhere. If your child is committed to this field and this institution for financial or personal reasons, insist on speaking with recent alumni and the career services office to understand what really happens after graduation.
Where Kentucky State University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Kentucky
Social Sciences bachelors's programs at peer institutions in Kentucky (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,214 | $37,459* | β | $24,423* | β | |
| $11,436 | $38,659* | $41,015 | β* | β | |
| National Median | β | $37,459* | β | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kentucky State University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.