Analysis
A debt-to-earnings ratio of 0.20 is genuinely encouraging, even when working with estimated figures. Based on comparable fire protection certificate programs nationally, graduates might expect around $47,000 in first-year earnings against roughly $9,600 in debt—meaning you'd owe about two months' salary. That's the kind of math that makes a short-term credential worthwhile, particularly in a field where employers value hands-on training and certifications more than four-year degrees.
The challenge here is that fire protection programs nationwide show relatively consistent outcomes (median earnings cluster tightly around $47K), suggesting this is largely a field-driven number rather than school-driven. With only three Iowa schools offering this credential and none with publicly reported data, it's difficult to know whether Kirkwood's specific connections to Cedar Rapids fire departments or regional emergency services might improve on these estimates. What we do know is that 24% of students receive Pell grants, indicating some economic diversity in the student body.
For parents considering this investment, the modest debt load is the real story. Even if actual earnings come in several thousand dollars below the estimate, a sub-$10K debt burden won't derail your child's financial future. The bigger questions are whether they're truly committed to firefighting or emergency services—and whether they've confirmed the specific certifications needed in their target geographic area.
Where Kirkwood Community College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs Nationally
Fire Protection certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,980 | $47,024* | — | $9,557* | — | |
| $3,870 | $77,935* | $70,937 | $12,750* | 0.16 | |
| $2,682 | $55,829* | — | $9,557* | 0.17 | |
| $2,844 | $55,778* | — | —* | — | |
| $3,246 | $52,856* | — | —* | — | |
| $1,270 | $50,364* | — | —* | — | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kirkwood Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.