Analysis
A debt-to-earnings ratio of 0.36 looks manageable on paper, but here's the challenge: both the earnings and debt figures for this program come from national peer data, not Kirkwood's actual graduates. Similar interdisciplinary associate programs across the country typically produce first-year earnings around $36,000 and debt around $13,000, but community colleges vary enormously in how they structure these degrees and what students do with them afterward. Some use interdisciplinary programs as transfer pathways to four-year schools, others as workforce entry points—and those paths lead to dramatically different outcomes.
What makes this particularly difficult to evaluate is that Iowa has seven schools offering this credential, yet none report actual earnings data. That widespread suppression suggests these programs either graduate very few students or graduates scatter into such varied careers that tracking becomes impossible. For a parent, this means you're looking at a program whose real-world value depends almost entirely on what your child plans to do next—whether that's transferring to complete a bachelor's degree or entering the workforce directly.
The estimated numbers aren't alarming, but they're not particularly compelling either for a terminal credential. Before committing, get specific answers from Kirkwood about where their interdisciplinary studies graduates actually end up: What percentage transfer versus work? What jobs do working graduates take? Without that context, you're evaluating a placeholder degree rather than a concrete career investment.
Where Kirkwood Community College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,980 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Kirkwood Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.