Est. Earnings (1yr)
$47,670
Est. from national median (75 programs)
Est. Median Debt
$23,424
Est. from national median (80 programs)

Analysis

Physics majors from comparable programs nationwide typically earn around $47,670 in their first year—a solid starting point, but notably below what Pennsylvania's physics programs usually produce. The state median sits at $68,215, meaning similar programs in PA generate 43% higher early earnings. With Kutztown's accessible admissions and significant Pell enrollment, this gap raises questions about whether graduates are landing the same caliber of technical positions as peers from more selective Pennsylvania institutions.

The estimated debt of $23,424 looks manageable at face value, translating to a debt-to-earnings ratio of 0.49. That's reasonable by most standards, but context matters: Pennsylvania physics programs typically saddle graduates with $29,924 in debt while delivering substantially higher earnings to offset that burden. Kutztown appears to offer the lighter debt load, yet the trade-off is earnings that fall well short of state norms. Whether that math works depends entirely on what specific opportunities graduates actually secure—research positions, teaching roles, or industrial jobs each carry different trajectories.

Without program-specific outcomes data, families should dig into placement records and alumni networks before committing. Where do Kutztown physics graduates actually go? If they're securing positions that lead to the higher earnings typical of PA programs within a few years, the lower debt makes this a smart value. If they're consistently underperforming state benchmarks long-term, that $20,000 earnings gap compounds quickly into a substantial missed opportunity.

Where Kutztown University of Pennsylvania Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Pennsylvania

Physics bachelors's programs at peer institutions in Pennsylvania (48 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Kutztown University of PennsylvaniaKutztown$11,230$47,670*$23,424*
University of PennsylvaniaPhiladelphia$66,104$68,215**
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Kutztown University of Pennsylvania, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.