Analysis
A bachelor's in Human Services from Lander would likely cost around $28,000 in student debt based on what other programs at the school typically require, with first-year earnings estimated at $36,600—figures derived from national peer programs since Lander's graduate sample is too small for the Department of Education to report. That debt-to-earnings ratio of 0.76 looks manageable on paper, suggesting graduates could potentially pay off loans within a few years if they commit to aggressive repayment.
What complicates the picture is that South Carolina's Human Services programs show considerable variation, and the state median earnings ($33,400) actually run below the national figure. The two SC schools with reported data show graduates earning in the low $30,000s—meaningfully less than Lander's estimated outcome. If Lander's actual results align more with state patterns than national ones, that $28,000 debt becomes harder to justify, especially in a helping profession where salary growth is typically modest.
The fundamental challenge here is uncertainty. You're making a four-year investment based on estimates from dissimilar programs rather than Lander's actual track record. For a career field where earnings rarely surprise on the upside, that means assuming meaningful risk. If your student is committed to human services work specifically—not just vaguely interested—and Lander offers strong practicum connections or graduate school pathways that matter in this field, the debt level isn't disqualifying. But don't move forward assuming these estimates reflect what Lander graduates actually experience.
Where Lander University Stands
Earnings vs. debt across all human services bachelors's programs nationally
Compare to Similar Programs in South Carolina
Human Services bachelors's programs at peer institutions in South Carolina (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,700 | $36,630* | — | $27,925* | — | |
| $33,580 | $34,478* | $35,884 | $42,953* | 1.25 | |
| $27,870 | $32,290* | $37,681 | $41,027* | 1.27 | |
| National Median | — | $36,630* | — | $31,573* | 0.86 |
Career Paths
Occupations commonly associated with human services graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lander University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 84 similar programs. Actual outcomes may vary.